ICICI Bank Expressions Credit Card

Gaurav

The ICICI Bank Expressions Credit Card is a basic credit card that lets you customize its look. You can choose from over 175 designs on the ICICI Bank website or even upload your own picture to make it unique. It’s designed for students and young professionals who like adding a personal touch to the things they own. The card has an annual fee of ₹500, but if you spend ₹1.5 lakh in a year, the fee is waived.

Apart from its stylish design, the card also comes with useful benefits like free access to domestic airport lounges and discounts on movie tickets. Since credit cards offer financial flexibility and rewards, ICICI Bank created this card for those who love personalization. Whether you pick a design from categories like travel, sports, or fashion or upload a personal photo, this card helps you express yourself in a unique way.

Credit Card Detail
ICICI Bank Expressions Credit Card
Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
Apply Now
Rewards Rate
Earn 3 Reward Points for every ₹100 spent, except on fuel, utility, and insurance. For utility payments, earn 2 Reward Points per ₹100.
Reward Redemption
You can use the Reward Points you earn to get gifts or reduce your card bill, with each point worth ₹0.25.
Movie & Dining
Get 25% off (up to ₹100) on BookMyShow when you book at least two movie tickets together. You can use this offer twice a month.
Travel
N/A
Golf
N/A
Domestic Lounge Access
Get one free visit to a domestic airport lounge every three months.
International Lounge Access
N/A
Insurance Benefits
N/A
Interest Rates
The interest rate is 3.40% per month or 40.8% per year.
Spend-Based Waiver
The renewal fee is removed if you spend ₹1.5 lakh in the previous year.
Rewards Redemption Fee
Rs. 99 plus taxes
Cash Advance Charges
A fee of 2.50% of the withdrawn amount applies, with a minimum charge of ₹300.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
Get a 1% fuel surcharge waiver at HPCL petrol pumps across India for transactions up to ₹4,000.
Card Details
  • The card has a built-in microchip for extra security against fraud and duplication.
  • You can personalize the card by choosing from pre-designed images or uploading your own picture.
  • Earn 3 Reward Points for every ₹100 spent on retail shopping (except fuel, utilities, and insurance).
  • Earn 1 Reward Point per ₹100 spent on utilities and insurance.
  • Get ₹100 off on up to 2 movie tickets per month on BookMyShow (twice a month, saving up to ₹2,400 per year).
  • Enjoy a 15% or more discount on dining bills at over 2,500 restaurants in 12+ cities under the ICICI Bank Culinary Treats Program.
  • Avail exclusive offers from VISA at luxury hotels, lifestyle stores, restaurants, and spas in India and abroad.
  • Get 1 free domestic airport lounge visit per quarter, with chargeable access for guests.
  • Enjoy a 1% fuel surcharge waiver at HPCL pumps for transactions up to ₹4,000.
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Frequently Asked Questions

Does this card offer any dining and movie discounts?

Yes, you get 25% off or up to ₹100 discount on BookMyShow twice a month, along with exclusive dining offers under the Culinary Treats Program.

How long is the ICICI Bank Expressions Credit Card valid?

The card is valid for 4 years from the date of issuance.

What are the finance charges for the ICICI Bank Expressions Credit Card?

The card has a finance charge of 3.40% per month.

How can I change the image on my ICICI Bank Expressions Credit Card?

You need to request a new card by visiting the nearest ICICI Bank branch or contacting customer care.

Who can apply for a supplementary ICICI Bank Expressions Credit Card?

Immediate family members of the primary cardholder, including parents, spouses, and children above 18 years, are eligible for an add-on card.

Will my replacement card have the same image if I lose my ICICI Bank Expressions Credit Card?

Yes, if your card is lost or damaged, the replacement will have the same image.

Are there any welcome benefits with this card?

No, this card does not offer any welcome benefits.

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