Paytm SBI Credit Card
The Paytm SBI Credit Card, launched by SBI Cards and Paytm, offers great cashback and perks. You get 3% cashback for every ₹100 spent on Paytm Mall, movie tickets, and travel bookings. For other purchases made on the Paytm App, you earn 2% cashback, and for all other online and offline spending, you get 1% cashback. It's a handy card for everyday shopping and payments.
A major highlight is the free Paytm First Membership, which gives benefits worth up to ₹25,000. If you spend ₹1,00,000 in a year, you’ll also get a free membership renewal voucher. With a ₹499 annual fee, this card is perfect for beginners or those with limited credit experience, offering valuable cashback and exclusive perks.
Rewards and Benefits
Fees & Charges
What is the interest rate on the Paytm SBI card?
The Paytm SBI Credit Card charges an interest rate of 3.5% per month, which equals 42% annually.
Does the Paytm SBI card have protection liability cover?
Yes, the Paytm SBI Credit Card offers liability protection cover of ₹1 lakh against fraudulent transactions.
Can I reapply for the Paytm SBI card if my first application was rejected?
Yes, you can reapply for the Paytm SBI Credit Card after 6 months if your first application was rejected. You can apply through the bank’s website or visit an SBI branch.
Can I earn cashback on e-wallet loading transactions?
Cashback is not available on e-wallet loading transactions using the Paytm SBI Credit Card.
How long does it take to receive my Paytm SBI Credit Card?
After approval and verification, you will receive your Paytm SBI Credit Card within 7 business days.
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