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Paytm SBI Credit Card Select

The Paytm SBI Credit Card Select is a premium Visa credit card launched by SBI Card in partnership with Paytm. It lets you shop at over 24 million stores globally and 3 lakh shops across India while earning cashback on online and offline purchases. One of its standout features is the Paytm First Membership, which gives free access to services like Zomato Pro, Zee5, and Voot Select.

This card is great for frequent travelers, offering access to domestic airport lounges and international lounges through the Priority Pass program. You also get a 1% fuel surcharge waiver across all fuel stations in India, helping you save on petrol and diesel costs. With benefits like milestone rewards and travel perks, it's a good option for those who enjoy shopping and want to save while spending.

Credit Card Detail
Joining Fee
Rs. 1499.00 +GST
Renewal Fee
Rs. 1499.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
As a welcome offer, activate the card to enjoy a free Paytm First Membership and ₹750 cashback in your Paytm wallet.
Rewards Rate
Get 5% cashback on Paytm Mall, movies, and travel, 2% on other Paytm app purchases, and 1% on all other online and offline spends.
Reward Redemption
N/A
Movie & Dining
N/A
Travel
Get free access to domestic airport lounges and a Priority Pass worth $99.
Golf
N/A
Domestic Lounge Access
Enjoy 4 free domestic airport lounge visits per year, limited to 1 visit each quarter.
International Lounge Access
Enjoy a free $99 Priority Pass for 2 years with access to international lounges.
Insurance Benefits
Your credit card comes with Rs 2 lakh cyber fraud insurance to protect you from financial losses if someone else uses it fraudulently.
Interest Rates
The interest is 3.5% per month or 42% per year.
Spend-Based Waiver
N/A
Rewards Redemption Fee
Rs. 99 plus taxes
Cash Advance Charges
A fee of 2.5% of the total transaction amount, with a minimum charge of Rs. 500.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
Get a 1% fuel surcharge waiver, up to a maximum of Rs 100 per statement cycle.
Card Details
  • When you activate your card, you get a free Paytm First Membership as a welcome gift.
  • You'll also receive ₹750 cashback directly in your Paytm wallet when you activate the card.
  • You can earn cashback on purchases made at Paytm Mall and on the Paytm App.
  • Enjoy up to 4 free visits to domestic airport lounges every year.
  • You’ll get a complimentary Priority Pass, valued at $99, which gives you access to international lounges.
  • Avail a 1% fuel surcharge waiver at all fuel stations in India, with a maximum waiver of ₹250 per billing cycle.
  • As part of the Milestone Benefits, you can earn gift vouchers.
  • If you spend ₹1 lakh annually, you’ll get a complimentary Paytm First Membership voucher when you renew your card.
  • Your card is protected by Cyber Fraud Insurance worth ₹2 lakh, covering any fraudulent activity.
Frequently Asked Questions

How long will it take to get my Paytm SBI Credit Card?

Once your application is approved and your documents are checked, you will receive your Paytm SBI Credit Card within 7 business days.

Do I earn reward points on purchases?

Yes, when you make purchases, you earn cashback in the form of reward points. These points are automatically converted into Paytm Gift Voucher Balance that you can use.

What is the minimum age to apply for a Paytm SBI Card SELECT?

You need to be at least 21 years old to apply for the Paytm SBI Card SELECT.

Can I apply for the Paytm SBI Card SELECT again?

Yes, you can reapply for the Paytm SBI Credit Card through the bank's website or by visiting an SBI branch. But you have to wait for at least 6 months after your first application is rejected before you can apply again.

What does the Easy Money facility offer?

The Easy Money facility lets you get a draft or cheque against the cash limit available on your credit card. It will be delivered directly to your doorstep.

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