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RBL Bank Cookies Credit Card

The RBL Bank Cookies Credit Card is a budget-friendly option that offers great savings and rewards. With a small monthly fee of Rs. 100, you earn 1 Reward Point for every Rs. 100 spent offline and 5X points on online shopping. As a welcome benefit, you get a Rs. 1,000 gift voucher when you make your first purchase. The card also offers milestone rewards, allowing you to earn vouchers worth up to Rs. 5,000 as you spend more. Plus, if you meet the spending requirements, you can get your monthly fee waived.

This card also helps you save on entertainment, shopping, and travel. You get a 10% discount on BookMyShow, Zomato, Uber, and Myntra, making your everyday expenses more affordable. If you use your card for fuel, you can also enjoy a 1% surcharge waiver, saving up to Rs. 150 per month. With its combination of rewards, discounts, and fee waivers, the RBL Bank Cookies Credit Card is a great choice for those who want to save money while spending smartly.

Credit Card Detail
Joining Fee
Rs. 1200.00 +GST
Renewal Fee
Rs. 1200.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
You will get a Rs. 1,000 gift voucher from Flipkart, Amazon, Croma, Myntra, or Shoppers Stop.
Rewards Rate
Earn 1 Reward Point for every Rs. 100 spent offline and 5 Reward Points for every Rs. 100 spent online.
Reward Redemption
You can use your Reward Points on the RBL Rewards website, where 1 Reward Point is worth Rs. 0.25.
Movie & Dining
Get 10% off on movie tickets with BookMyShow.
Travel
N/A
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Insurance Benefits
N/A
Interest Rates
As high as 3.99% per month.
Spend-Based Waiver
If you spend Rs. 5,000 in a month, the next month's fee will be waived.
Rewards Redemption Fee
Rs. 99 plus taxes
Cash Advance Charges
You will be charged 2.5% of the withdrawn amount or Rs. 500, whichever is higher.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
Get a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000.
Card Details
  • Get a Rs. 1,000 gift voucher from Amazon, Flipkart, Myntra, Croma, or Shoppers Stop on your first purchase within 30 days.
  • Earn 5 Reward Points for every Rs. 100 spent online.
  • Earn 1 Reward Point for every Rs. 100 spent offline (excluding fuel).
  • Enjoy a 10% discount on movie tickets booked through BookMyShow.
  • Get 10% cashback on purchases made on Zomato, Uber, and Myntra.
  • Spend Rs. 2 lakhs in a year to unlock a Rs. 1,000 voucher from Amazon, Flipkart, Myntra, Croma, or Shoppers Stop.
  • Spend Rs. 5 lakhs in a year to get a Rs. 5,000 voucher from the same brands.
  • Unlock a Zomato Gold Membership by spending Rs. 1.5 lakh in a year.
  • Save on fuel with a 1% surcharge waiver, up to Rs. 150 per month, on transactions between Rs. 500 and Rs. 4,000.
  • Spend Rs. 5,000 in a month to get the next month’s membership fee waived.
Pros/Cons
Pros
- With an affordable monthly joining fee of Rs. 100, which can be waived by spending Rs. 5,000, this card offers great value. Additionally, you get 10% cashback on movie ticket bookings through BookMyShow, helping you save on entertainment expenses.
Cons
- A Rs. 99 + GST fee applies when redeeming reward points, reducing overall savings. Also, no reward points are earned on payments for utilities, wallets, insurance, railways, or rent.
Frequently Asked Questions

How can I check my credit card application status?

You can track your RBL Bank credit card application online by entering your reference and mobile number on the bank’s website.

What are the fees for the Cookies Credit Card?

The card has a joining and annual fee of Rs. 100 each.

Is there a way to waive the monthly fee?

Yes, if you spend Rs. 5,000 or more in the previous month, the monthly fee is waived.

Who should I contact for credit card issues?

If you face any problems, you can call RBL Bank’s customer care at +91 22 62327777.

What rewards do I get with this credit card?

You can earn 5X Reward Points per Rs. 100 spent on groceries and fuel, and 1 Reward Point for other purchases.

Does the card offer any fuel surcharge benefits?

Yes, you get a fuel surcharge waiver of up to Rs. 150 per month on transactions between Rs. 500 and Rs. 4,000.

Are there cashback benefits?

Yes, you get 10% cashback on BookMyShow, Zomato, Uber, and Myntra, with a cap of Rs. 300 per month per category.

What is the welcome benefit of this card?

On making your first transaction within 30 days of issuance, you receive a Rs. 1,000 voucher for Amazon, Flipkart, Myntra, Croma, or Shoppers Stop.

Do my earned reward points expire?

Yes, your reward points are valid for 12 months, but you may be able to carry them forward based on the bank’s terms and conditions.

What is the maximum discount available on Zomato?

The card provides a 10% discount on Zomato, with a maximum limit of Rs. 300 per month.

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