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Reliance SBI Card PRIME

SBI Card has teamed up with Reliance to introduce two new credit cards. The Reliance SBI Card is for beginners, while the Reliance SBI Card Prime is a more advanced option. With the Prime card, you earn 10 Reward Points for every Rs. 100 spent at Reliance Stores. You also get Reliance Vouchers worth Rs. 3,000 and discount vouchers for popular brands like Zivame, AJIO, and Jio Mart. The card has a joining and renewal fee of Rs. 2,999, but you can avoid the renewal fee by spending Rs. 3 lakh in a year.

The Reliance SBI Card Prime is perfect for loyal Reliance customers. It comes with great welcome benefits, discount vouchers, and exclusive deals on Reliance products. You also get one movie ticket worth Rs. 250 every month. For those who travel often, the card gives free access to domestic and international airport lounges.

Credit Card Detail
Joining Fee
Rs. 2999.00 +GST
Renewal Fee
Rs. 2999.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
You will receive Reliance Retail Vouchers worth Rs. 3,000 and additional discount vouchers worth Rs. 11,999.
Rewards Rate
You can earn 10 Reward Points for every Rs. 100 spent at Reliance Stores (2 points for UPI payments). You'll also get 5 points for spending on movies, dining, domestic flights, and international purchases, and 2 points for other types of spending.
Reward Redemption
You can exchange your Reward Points for Reliance Vouchers, with each point being worth Rs. 0.25.
Movie & Dining
You will get one free movie ticket worth Rs. 250 every month.
Travel
N/A
Golf
N/A
Domestic Lounge Access
You get 8 free visits per year, with 2 visits available each quarter.
International Lounge Access
You get 4 free visits per year, with 2 visits available each quarter.
Insurance Benefits
N/A
Interest Rates
The interest rate is 3.5% per month, which adds up to 42% per year.
Spend-Based Waiver
You can avoid the annual fee by spending Rs. 3 lakh in a year.
Rewards Redemption Fee
Rs. 99 plus taxes
Cash Advance Charges
You will be charged either 2.5% or a minimum of Rs. 500, whichever is higher.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
You get a 1% discount on the fuel surcharge for transactions between Rs. 500 and Rs. 4,000.
Card Details
  • Cardholders receive a welcome benefit of Reliance Retail Vouchers worth Rs. 3,000.
  • The Reliance SBI Card PRIME can be easily linked to your Unified Payment Interface (UPI) application for seamless transactions.
  • Enjoy access to eight domestic and four international airport lounges throughout the year.
  • Earn great rewards when shopping at Reliance stores, making your shopping experience more rewarding.
Pros/Cons
Pros
- This card offers free access to both domestic and international lounges, making travel more comfortable. It’s also perfect for shopping at Reliance stores, providing great benefits for regular shoppers.
Cons
- One downside is that the discounts are mostly limited to Reliance Brands, which may not be as useful for those who prefer shopping at other retailers.
Frequently Asked Questions

Is this card suitable for travel purposes?

The Reliance SBI Card Prime offers benefits like free lounge access but doesn’t include travel perks like insurance or special rewards for frequent travelers. It’s mainly focused on discounts and rewards at Reliance stores.

What kind of discounts can I avail with this card?

The Reliance SBI Card Prime gives you special discounts at Reliance brands like Reliance Trends, AJIO, and JioMart. The discounts depend on the current offers, helping you save more while shopping.

How can I waive the annual renewal fee?

The annual renewal fee of the Reliance SBI Card Prime can be waived off if you spend a total of ₹3 lakh within a year. This gives you an opportunity to avoid the fee by making regular and significant purchases using the card.

Does the Reliance SBI Card Prime offer Flexipay?

The Reliance SBI Card Prime lets you use the Flexipay feature to turn big purchases into easy monthly payments, making it simpler to handle your expenses.

Can I apply for the Reliance SBI Card Prime online?

Yes, the Reliance SBI Card Prime is available for online application. You can apply through the official SBI Card website, where you can easily fill out the application form and submit the required documents for approval.

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