Shoppers Stop Black HDFC Bank Credit Card

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The Shoppers Stop Black HDFC Bank Credit Card is a special card made for people who love shopping and staying stylish. It offers great rewards and benefits, making shopping more exciting and rewarding. Cardholders earn 7% Reward Points for every ₹150 spent at Shoppers Stop and also get extra First Citizen Points when shopping at Shoppers Stop or other partnered brands. The card also comes with a free First Citizen BLACK membership, adding more perks. With a joining and renewal fee of ₹4,500, this card is ideal for regular shoppers who want to enjoy extra benefits while shopping in-store or online.

This Shoppers Stop Black HDFC Bank Credit Card is an upgraded version of the Shoppers Stop HDFC Bank Credit Card, made for frequent shoppers who want more rewards. It helps you save by earning points that can be used for future shopping. The card offers convenience, special benefits, and a better shopping experience. Whether you shop in-store or online, it makes your purchases more rewarding and enjoyable.

Credit Card Detail
Shoppers Stop Black HDFC Bank Credit Card
Joining Fee
Rs. 4500.00 +GST
Renewal Fee
Rs. 4500.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
You get a free First Citizen BLACK membership along with a ₹1,500 Shoppers Stop voucher. The voucher can be used after spending ₹5,000 on Private Label brands.
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Rewards Rate
Earn 7% Reward Points for every ₹150 spent at Shoppers Stop and 2% Reward Points for every ₹150 spent elsewhere.
Reward Redemption
You can use the points to shop at Shoppers Stop stores or on their official website.
Movie & Dining
N/A
Travel
N/A
Golf
N/A
Domestic Lounge Access
Enjoy up to 16 free lounge visits per year at domestic airports, with a limit of 4 visits per quarter.
International Lounge Access
Get free access to international airport lounges up to 8 times a year, with a limit of 2 visits per quarter.
Insurance Benefits
Enjoy coverage of up to ₹3 crore for accidental air death, ₹50 lakh for emergency overseas hospitalization, and ₹9 lakh for credit liability protection.
Interest Rates
The interest rate is 3.75% per month, which adds up to 45% per year.
Spend-Based Waiver
N/A
Rewards Redemption Fee
A fee of ₹50 applies for cash redemptions, while other reward redemptions have a ₹99 fee.
Cash Advance Charges
You will be charged 2.5% of the withdrawn amount or ₹500, whichever is more.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
Save 1% on fuel surcharge, up to ₹500, when you use the Shoppers Stop Black HDFC Bank Credit Card at any fuel station in India.
Card Details
  • Free First Citizen BLACK Membership – Get a complimentary membership with exclusive benefits at Shoppers Stop.
  • Earn on Shoppers Stop Purchases – Get 7% Reward Points when shopping at Shoppers Stop (up to 2,000 points per month).
  • Earn on Other Purchases – Get 2% Reward Points on all other spending (up to 2,000 points per month).
  • Free Lounge Access – Enjoy complimentary entry to domestic and international airport lounges.
  • Extra Points on Private Label Brands – Earn 20 First Citizen Points when buying Shoppers Stop’s private label brands.
  • More Points on Shoppers Stop Brands – Get 15 First Citizen Points on other brand purchases at Shoppers Stop.
  • Free Domestic Lounge Visits – Get 16 free lounge visits per year (4 per quarter).
  • Points on General Spending – Earn 5 First Citizen Points on all other purchases.
Pros/Cons
Pros
- Get a free First Citizen Black membership worth ₹4,500. Enjoy 16 free domestic and 8 international lounge visits every year with the Shoppers Stop Black HDFC Bank Credit Card.
Cons
- This card does not offer any discounts or benefits on dining or movies. It also has a high joining and annual fee of ₹4,500 plus GST.
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Frequently Asked Questions

What is the annual fee for the Shoppers Stop Black HDFC Bank Credit Card?

The annual fee is ₹4,500 plus taxes.

How can I redeem my reward points?

You can use your points for shopping at Shoppers Stop stores or their online website.

Who can apply for this credit card?

Anyone aged 21 or above can apply. The bank will check your eligibility and approve the card if your documents meet the requirements.

How many free lounge visits do I get?

You get 16 free domestic lounge visits per year, with a limit of 4 per quarter.

What is the limit on reward points?

You can earn up to 2,000 First Citizen Points per month. Spending on Shoppers Stop private label brands earns 20 points per ₹150 spent.

Can I convert my purchases into EMI?

Yes, you can convert large purchases into EMI after making the transaction.

Do I earn points on all transactions?

You earn points on most retail purchases, including online and in-store transactions, except for EMI payments and gold purchases.

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