Tata Neu Plus HDFC Bank Credit Card

Gaurav

The Tata Neu Plus HDFC Bank Credit Card is a joint card introduced by Tata Group and HDFC Bank. It is perfect for people who love Tata brands and HDFC Bank. When you shop at Tata brands, you can earn 2% back in NeuCoins, which can be used for future purchases. Some of the well-known brands included are Tata 1MG, Croma, Air India, Titan, Tanishq, IHCL, and more.

This card also offers 1% cashback on purchases with non-Tata brands. As a welcome gift, cardholders get 499 NeuCoins (not available for lifetime or first-year free cards). Other benefits include free access to domestic airport lounges, no fuel surcharge, waivers on renewal fees based on spending, and zero liability protection. Overall, this credit card offers great perks and exclusive benefits. Keep reading to learn more about its features!

Credit Card Detail
Tata Neu Plus HDFC Bank Credit Card
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Gift of 499 NeuCoins.
Apply Now
Rewards Rate
Earn 2% cashback in NeuCoins when shopping at Tata brands and 1% cashback on non-Tata brands. Plus, get an extra 5% back in NeuCoins when shopping on the Tata Neu app or website.
Reward Redemption
You can redeem the NeuCoins earned through the Tata Neu app or website on selected Tata brands.
Movie & Dining
N/A
Travel
Complimentary access to domestic airport lounges.
Golf
N/A
Domestic Lounge Access
Get 4 free visits to domestic airport lounges, with a limit of 1 visit per quarter.
International Lounge Access
N/A
Insurance Benefits
N/A
Interest Rates
3.75% per month (45% yearly)
Spend-Based Waiver
The Rs. 499 renewal fee can be waived if the cardholder spends over Rs. 1 lakh in the previous year.
Rewards Redemption Fee
Rs. 99 per redemption request
Cash Advance Charges
Higher of 2.5% of the amount withdrawn or Rs. 500.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
1% of the fuel surcharge will be waived on fuel purchases.
Card Details
  • Get 499 NeuCoins as a welcome gift and extra 5% NeuCoins on Tata Neu app after NeuPass registration.
  • Earn 2% back on Tata brands and 1% back on non-Tata or EMI spends as NeuCoins.
  • Enjoy 4 free domestic lounge visits per year with an ₹2 lounge entry charge.
  • Get 1% fuel surcharge waiver (₹250/month max) on transactions between ₹400 and ₹5,000.
  • Contactless payments enabled and get interest-free credit for up to 50 days.
  • No renewal fee if you spend ₹1 lakh in a year and revolving credit option available with extra interest.
  • No liability on lost card if reported within 24 hours and secure usage across India.
  • Do your first transaction within 30 days to get 499 NeuCoins, credited within 60 days to the Tata Neu app.
Pros/Cons
Pros
- Make a purchase within the first 30 days of getting your card and earn 499 NeuCoins as a welcome benefit. You can also get your renewal fee waived if you spend ₹1,00,000 in a calendar year.

- Save more when shopping at Tata brands like Tanishq and cult.fit with the Tata Neu Plus HDFC Card. Whether you're into fitness or shopping for jewelry, this card gives you great discounts and rewards.
Cons
- One downside for travelers is that the Tata Neu Plus HDFC Bank Credit Card doesn’t offer international lounge access.

- Another downside is that the card doesn’t provide any movie or dining benefits. Also, the NeuCoins earned with the card are only valid for 365 days.
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Frequently Asked Questions

How can I generate my Tata Neu Plus HDFC Bank Credit Card PIN?

You can generate your card PIN through an ATM, mobile app, net banking, or by calling customer care.

What happens if I forget my Tata Neu Plus HDFC Bank Credit Card PIN?

If you forget your PIN, you can reset it through ATM, mobile app, net banking, or by contacting customer care for assistance.

Can I block my Tata Neu Plus HDFC Bank Credit Card instantly?

Yes, you can block your card immediately through net banking or by calling customer care if it’s lost or stolen.

How can I report a disputed transaction on my Tata Neu Plus HDFC Bank Credit Card?

You can report any transaction dispute online through the bank's official website.

Will I earn NeuCoins on all types of transactions with the Tata Neu Plus HDFC Bank Credit Card?

No, you won’t earn NeuCoins on Smart EMI, card fees, cash advances, paying off outstanding balances, voucher purchases, or fuel transactions.

Is there any cost for using the Priority Pass in India with my Tata Neu Plus HDFC Bank Credit Card?

Yes, there are charges for using the Priority Pass in India. Check the specific terms for the fee details.

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