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Yatra SBI Credit Card

The Yatra SBI credit card is a travel-focused card that offers discounts on bookings made through Yatra.com. It has a low annual fee of ₹500 but provides activation benefits up to ₹8,250 in discount vouchers for things like flights, hotels, and other travel-related services. Besides travel discounts, the card also offers extra rewards for everyday spending at department stores, grocery shopping, dining, movies, and entertainment.

With this card, you get ₹1,000 off on domestic flight bookings and ₹4,000 off on international flights. As a welcome gift, you get a ₹8,250 Yatra e-gift voucher after paying the membership fee. You earn 1 reward point for every ₹100 spent, and 6 points for every ₹100 spent on Yatra bookings. Additionally, it includes ₹50 lakh air accident insurance coverage.

While it provides some benefits for domestic travel, it doesn't offer discounts on international hotel bookings, concessional forex charges, or complimentary airport lounge visits. Therefore, this card is a great choice for domestic travelers who often book through Yatra.com. However, for more comprehensive travel benefits, other travel credit cards may be worth considering.

Credit Card Detail
Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Get a Yatra.com e-gift voucher worth ₹8,250 when you pay the membership fee.
Rewards Rate
You earn 6 Reward Points for every ₹100 spent on movies, groceries, entertainment, departmental stores, and dining. For all other purchases, you earn 1 Reward Point for every ₹100 spent.
Reward Redemption
1 Reward Point is equal to ₹0.25.
Movie & Dining
N/A
Travel
You can save ₹1000 on domestic flights when you spend at least ₹5,000. For international flights, you get ₹4,000 off with a minimum spend of ₹40,000. Plus, you can get a 20% discount on domestic hotel bookings.
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Insurance Benefits
You get free air accident insurance coverage up to ₹50 lakh.
Interest Rates
The interest rate is 3.5% per month, which adds up to 42% per year.
Spend-Based Waiver
You can get the annual and renewal fees waived if you spend ₹1 lakh in a year.
Rewards Redemption Fee
Rs 99 + taxes
Cash Advance Charges
You will be charged 2.5% of the amount you withdraw, with a minimum fee of ₹300.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
You get a 1% discount on fuel transactions at all petrol pumps in India.
Card Details
  • Welcome gift: Receive Yatra E-gift vouchers worth ₹8,250 when you sign up.
  • Discounts on Flights: Get ₹1,000 off on domestic flights and ₹4,000 off on international flights.
  • Annual Fee: Pay an annual fee of ₹499 plus applicable taxes.
  • Hotel Discount: Enjoy a 20% discount on bookings at domestic hotels.
  • Annual Fee Waiver: Spend ₹1 lakh in a year and get your annual fee waived.
  • Air Accident Cover: Get complimentary air accident insurance coverage of ₹50 lakh.
  • Fuel Surcharge Waiver: Enjoy a 1% waiver on fuel surcharges for purchases at any petrol pump in India.
Frequently Asked Questions

What is the maximum number of reward points I can earn in a month?

You can earn up to 5,000 reward points every month.

Can I use the Yatra SBI card internationally?

Yes, the Yatra SBI Card works at over 24 million Visa outlets worldwide, including 3,25,000 outlets in India.

Do my reward points expire on this card?

Yes, reward points expire after 2 years. You need at least 1,000 points to redeem them for discounts.

How many reward points do I need to redeem them?

You need a minimum of 1,000 reward points to redeem them.

Can I transfer a balance from another credit card to this one?

Yes, you can transfer the balance from any other bank’s credit card to your Yatra SBI Card.

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