Convert Union Bank of India Reward Points into Maharaja Points

Union Bank of India has partnered with Air India, giving credit and debit cardholders a new way to use reward points. Now you can convert your Union Bank reward points into Maharaja Points, the loyalty points of Air India. These points can be redeemed for flights, cabin upgrades, extra baggage, and other travel benefits. This partnership allows your everyday spending to translate into real travel rewards.

Whether you are a frequent traveler or planning your next vacation, converting Union Bank reward points into Maharaja Points is a simple way to maximize the value of your credit card usage.

What Are Union Bank Reward Points and Maharaja Points

Union Bank reward points are earned automatically when you use your Union Bank credit or debit card. Earlier, these points could be redeemed for gifts or vouchers. With this partnership, you can convert them into Maharaja Points through the Air India Maharaja Club program.

Maharaja Points can be used for:

• Booking award flights on Air India’s domestic and international network
• Upgrading cabin class for a better travel experience
• Paying for optional services like excess baggage and priority boarding
• Availing benefits with select partner airlines

This program allows your daily spending to support travel plans while providing extra perks during your journey.

Eligible Cards and Conversion Ratio

Not all Union Bank cards have the same conversion ratio. The number of Maharaja Points you get depends on the card type. The most common conversion rates are:

• Union Bank Platinum Credit Card: 6 Union Points = 1 Maharaja Point
• Union Bank SELECT RuPay Credit Card: 6 Union Points = 1 Maharaja Point
• Union Bank Signature Credit Card: 6 Union Points = 1 Maharaja Point
• Union Bank Cash n Carry RuPay Debit Card: 6 Union Points = 1 Maharaja Point
• Union Bank International Visa Debit Card: 6 Union Points = 1 Maharaja Point

This means, for example, 600 Union Bank reward points will give you 100 Maharaja Points. Check your available points before converting.

Steps to Convert Union Bank Reward Points into Maharaja Points

The conversion process is simple and can be done online via the Union Rewardz portal. Follow these steps:

• Log in to Union Rewardz: Access your account with valid credentials. Make sure your account is active and has enough reward points.
• Enter Maharaja Club ID: In the Air Miles Redemption section, input your Maharaja Club ID. Accuracy is crucial to avoid delays.
• Select Points to Convert: Choose how many Union Bank reward points you want to convert. Remember that once converted, points cannot be reversed.
• Submit the Request: After confirming, your Maharaja Points will be credited to your Air India account within seven working days.

Important Conditions to Keep in Mind

• Only active Maharaja Club members can convert points.
• Both Union Rewardz and Maharaja Club accounts must be active.
• Conversion requests cannot be cancelled.
• Maharaja Points cannot be converted back to Union Bank points.
• Union Bank and Air India may modify or discontinue this offer anytime.

Benefits of Converting Reward Points

• Award Flights: Use points to book flights on Air India without paying the full fare.
• Cabin Upgrades: Enjoy a more comfortable travel experience by upgrading your seat class.
• Travel Extras: Redeem points for excess baggage, priority boarding, and other optional services.
• Value from Everyday Spending: Turn daily purchases into travel rewards, making your credit card usage more rewarding.
• Flexibility: Maharaja Points can be used across Air India’s domestic and international flights as well as select partner airlines.
• Faster Rewards: Frequent travelers can accumulate points quickly and redeem them for immediate travel benefits.

Bottom Line

The partnership between Union Bank of India and Air India makes reward points more valuable. Instead of letting points go unused, cardholders can convert them into Maharaja Points for real travel benefits. This conversion allows booking flights, upgrading cabins, and enjoying priority services, making travel more convenient and rewarding.

If you travel often or plan vacations, converting your Union Bank reward points into Maharaja Points ensures your spending benefits you in more ways than one. Take advantage of this offer to maximize your rewards and enjoy a seamless travel experience with Air India.