Get ₹1,500 Croma Voucher on ₹40,000 Spends – SBI Credit Card Offer Explained

SBI Card has a special offer for some of its credit cardholders. If you shop for electronics or fashion, you can get a ₹1,500 Croma e-voucher. Just spend ₹40,000 or more at eligible stores during the offer period to claim this reward, along with your usual SBI Credit Card benefits.

Offer Period: October 3, 2025 to November 1, 2025

Eligible Cardholders

This offer is available to select SBI Credit Cardholders who have received official communication from SBI Cards and Payment Services Limited (SBICPSL). Corporate cards, delinquent, or blocked accounts are not eligible. Only those meeting the criteria shared via SMS or email can participate.

Eligible Spends and Merchant Categories

To qualify for the ₹1,500 Croma voucher, your transactions must be made at specific merchant categories identified by their Merchant Category Codes (MCCs). Only domestic outlets, Indian websites, and apps under the following MCCs qualify:

Electronics Stores: 4812, 5045, 5732, 5734, 5722

Clothing Stores: 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699

Note: Spends outside these categories, including EMI conversions, fees, reversals, or disputed transactions, will not count toward the ₹40,000 requirement.

How to Avail the Offer

• Use your SBI Credit Card to shop at eligible electronics or clothing stores.
• Ensure your total eligible spend reaches ₹40,000 within the offer period.
• SBI Card will send a web link via SMS or email to claim the voucher after the campaign ends.
• Complete the OTP-based verification to claim your Croma e-voucher.

Make sure your mobile number is updated, not registered under DND, and your email ID is correct to receive all communications.

Croma Voucher Redemption

• The Croma e-voucher can be used online at www.croma.com or at any Croma store in India.
• Each voucher is valid for one-time use only.
• Multiple vouchers can be used in a single transaction if applicable.
• Vouchers must be redeemed before expiry, and extensions will not be allowed.
• Croma may require a valid government ID at the time of redemption.
• Redemption may not be allowed on certain blackout dates at Croma’s discretion.

Important Terms and Conditions

• Only cardholders who receive official communication from SBI Card are eligible.
• Spending across multiple SBI Credit Cards cannot be combined.
• Delinquent or blocked cardholders will not qualify.
• SBI Card is not responsible for bounced emails, blocked numbers, or incorrect contact details.
• The voucher cannot be exchanged for cash or combined with other offers unless explicitly allowed.
• All applicable taxes, such as GST or TDS, are payable by the cardholder.
• Any disputes must be raised within 60 days from the offer end date.
• SBI Card reserves the right to modify, withdraw, or cancel the offer at its discretion.

Why You Should Grab This Offer

This SBI Credit Card promotion is perfect for festive season shoppers. By spending on electronics or clothing, you get a ₹1,500 Croma voucher in addition to your regular card rewards. Whether you’re upgrading gadgets, buying home electronics, or shopping for fashion, this offer adds extra value to your spending.

It’s simple, fast, and rewarding. Eligible transactions are easy to track, and claiming the voucher is straightforward with the OTP verification process. This makes it one of the most convenient SBI Card offers available for cardholders. Check complete offer details and official terms

Example

If you buy electronics worth ₹30,000 at a Croma store and spend ₹10,000 on clothing at an eligible fashion outlet, your total qualifying spend will be ₹40,000. After the offer period ends, SBI Card will send a link to claim your ₹1,500 Croma e-voucher. Once claimed, it can be redeemed at Croma for your next purchase.

Bottom Line

The SBI Credit Card Croma voucher offer is a simple, rewarding, and limited-time deal. Eligible cardholders who spend ₹40,000 or more on electronics and clothing between October 3 and November 1, 2025, can claim a ₹1,500 Croma e-voucher easily. Update your mobile number and email, check your transactions, and don’t miss this festive season opportunity to get extra value on your purchases. Apply SBI Credit Cards to avail such exclusive offers.