RBL Bank Credit Card Offers October 2026: Best Festive Discounts & Deals

RBL Bank Credit Cards offer great festive discounts in October 2026 on flight tickets, online shopping, electronics, dining and home essentials. RBL Bank has introduced its A Season of Great Deals campaign with offers from popular brands such as MakeMyTrip, IndiGo, Flipkart, Amazon, Samsung, LG, Lenovo, Blinkit and Swiggy. Eligible cardholders can enjoy instant discounts, cashback and low-cost EMI benefits. The campaign also offers a Shop & Win contest where the top 1,000 eligible cardholders can win exciting gifts worth ₹1.75 crore in total.

The festive season is a good time to save money on planned purchases. Whether you are planning a family trip, buying a new phone or upgrading home appliances, RBL Bank credit card offers can help you save money on your purchases. However, each offer has its own eligibility rules, minimum spending requirements and expiry date.

RBL Bank Festive Credit Card Offers 2026: Overview

RBL Bank's festive campaign covers six major categories. Cardholders can explore discounts across travel, e-commerce, electronics, dining, home décor and low-cost EMI purchases.

The overall festive campaign is advertised as valid until October 31, 2026. Some individual merchant offers end earlier, so always check the applicable dates before making a purchase.

1. RBL Bank Travel Offers on Flights and Hotels

RBL Bank credit cardholders can explore several travel deals during October 2026. These offers cover domestic flights, international flights, hotels and holiday packages.

The bank has partnered with popular travel booking platforms to provide instant discounts on eligible transactions.

Some major travel offers include:

• MakeMyTrip: Up to 35% instant discount, capped at ₹30,000, on eligible holidays, Flat 15% instant discount up to ₹2,000 on eligible international transactions.
• IndiGo: Up to ₹3,000 instant discount on eligible flight bookings.
• Yatra: Up to ₹2,500 off on eligible domestic flight bookings.
• EaseMyTrip: 12% discount up to ₹5,000 on eligible flight and hotel EMI transactions.
• redBus: 10% instant discount up to ₹500 on eligible bookings.
• Paytm Flights: 12% off up to ₹5,000 on eligible flight bookings.

For example, suppose you book an eligible holiday package worth ₹50,000 through MakeMyTrip. A 35% discount would equal ₹17,500. Your actual saving depends on whether the booking qualifies for the advertised offer and its complete terms.

Before booking a flight or hotel, compare the final amount across different platforms. A credit card discount is useful only when the total booking cost is competitive.

2. RBL Bank Online Shopping Offers on Blinkit, Zepto and Flipkart

Online shopping has become part of everyday life for many Indian families. RBL Bank's festive campaign includes discounts on grocery orders, food delivery and selected online purchases.

The RBL Bank advertises several deals through Blinkit, Zepto, Flipkart SuperCoins and Swiggy Food.

For example, Blinkit offers a flat ₹100 discount on eligible orders above ₹1,199. Zepto has an offer of 5% off up to ₹750 on orders above ₹3,000. Another Zepto offer provides ₹100 off on qualifying transactions above ₹999.

Flipkart SuperCoins also features a ₹500 discount on a minimum eligible spend of ₹5,000.

Suppose you place a qualifying Zepto order worth ₹4,000. A 5% discount would save ₹200. Your effective purchase amount would become ₹3,800 before any additional delivery fees or charges.

These offers can be helpful for regular household purchases. However, do not increase your shopping amount unnecessarily just to qualify for a discount.

3. RBL Bank Electronics Offers on Samsung, LG, HP and Lenovo

Electronics are among the most popular festive shopping categories in India. RBL Bank has included several cashback and instant discount offers on laptops, smartphones, televisions and home appliances.

The available benefits vary depending on the product brand, model and payment method.

These maximum advertised discounts are not available on every product.

For example, if an eligible refrigerator costs ₹45,000 and qualifies for a 7.5% discount, the potential saving would be ₹3,375.

Before purchasing electronics, check whether the offer requires an EMI transaction. Also review processing fees, applicable interest, GST and any other charges.

4. RBL Bank Dining and Food Delivery Offers

RBL Bank credit card users can also explore festive dining offers at selected restaurants and food delivery platforms. The campaign includes discounts through EazyDiner, District, Swiggy Food and other participating merchants. EazyDiner advertises a 10% instant discount up to ₹1,000 on eligible spends of at least ₹3,500.

District offers a 15% discount on eligible dining transactions. Swiggy Food also has selected promotional discounts with maximum benefits of ₹125, ₹150 or ₹200, depending on the applicable offer.

For example, if your eligible restaurant bill is ₹4,000, a 10% discount could save ₹400.

Check the restaurant's participation, minimum bill amount and payment conditions before placing an order or making a reservation.

5. RBL Bank Home Décor and Furniture Offers

Planning to buy furniture or decorate your home during the festive season? RBL Bank has included selected home shopping offers from brands such as Home Centre, Pepperfry and Interio. 

Home Centre advertises up to 10% instant discount on qualifying purchases above ₹5,000.

Pepperfry offers an instant discount of up to ₹3,500 on eligible purchases above ₹5,000.

Interio provides a 5% instant discount up to ₹5,000 on eligible transactions.

Suppose you purchase eligible furniture worth ₹30,000 through Interio. A 5% discount would save ₹1,500, reducing the effective purchase price to ₹28,500.

It is always worth comparing the product price before and after the credit card offer. Check delivery charges and installation costs as well.

6. RBL Bank Low-Cost EMI Offers for Festive Shopping

RBL Bank is also offering low-cost EMI facilities at selected participating merchants.

The promotional brochure lists several popular brands and retailers, including Amazon, Flipkart, Croma, Reliance Digital, Samsung, LG, Apple, Lenovo, HP, Whirlpool, Myntra, Decathlon and others.

Low-cost EMI allows eligible cardholders to divide a large purchase into smaller monthly payments.

For example, if you buy a laptop worth ₹60,000 and select a six-month repayment plan, the principal amount divided equally would be ₹10,000 per month.

However, the actual EMI amount may include interest, processing charges and applicable taxes.

Low-cost EMI does not always mean no-cost EMI. Check the total repayment amount before converting a transaction into instalments.

7. RBL Bank Shop & Win Offer: Gifts Worth ₹1.75 Crore

Apart from regular shopping discounts, RBL Bank has introduced a separate Shop & Win festive promotion. RBL Bank advertises total gifts worth ₹1.75 crore for the top 1,000 eligible cardmembers.

The promotional material features brands such as Air India, Premium Traveller, Cordelia Cruises, Oberoi Hotels & Resorts and Taj Hotels.

The Shop & Win offer period is advertised from October 6 to November 11, 2026.

Cardholders must enrol to participate. The brochure does not provide the complete qualifying spending requirements, winner-selection process or individual prize values.

Therefore, customers should review the official terms and conditions before participating.

The ₹1.75 crore figure represents the total advertised value of gifts. It is not a guaranteed reward for every cardholder.

How to Avail RBL Bank Credit Card Festive Discounts in October 2026

RBL Bank credit cardholders can get festive discounts on travel, online shopping, electronics, dining and home products. These offers are available at selected brands and stores. You do not need to register separately for every discount. However, each offer has its own rules, minimum spending amount and expiry date.

Follow these simple steps to get the discounts:

• Choose an Offer: Check the RBL Bank festive offers and select a deal from brands like MakeMyTrip, IndiGo, Blinkit, Zepto, Samsung, LG or Lenovo.
• Visit the Website or Store: Open the selected brand's website or app. You can also visit a participating store for offline offers.
• Check the Offer Details: Read the minimum spending amount, maximum discount, eligible card type and expiry date.
• Apply the Promo Code: Enter the offer code at checkout if required.
• Select Your Payment Method: Choose your eligible RBL Bank credit card. Some offers require payment through credit card EMI.
• Complete the Payment: Check the instant discount before paying. If the offer provides cashback, check when it will be credited.

For Example: If you book an eligible holiday package worth ₹20,000 through MakeMyTrip and get a 35% discount, you could save ₹7,000. The actual discount will depend on the offer terms and conditions.

Important: The regular festive discounts are different from the RBL Bank Shop & Win campaign. To join Shop & Win, eligible cardholders must register separately. This campaign runs from October 6 to November 11, 2026.

Most festive offers are advertised until October 31, 2026. However, some offers may end earlier. Always check the latest terms and conditions before making a payment.

Important Things to Know Before Using RBL Bank Festive Offers

RBL Bank's festive discounts can help customers save money, but it is important to understand the offer conditions.

Different merchants have different minimum spending requirements, maximum discount limits and promotional dates.

For example, an electronics cashback offer may require an EMI transaction, while a travel discount may require a particular coupon code.

You should also check whether the offer can be combined with existing merchant discounts.

Avoid spending more than your budget simply to unlock a credit card reward. If you carry an unpaid balance, credit card interest charges can easily reduce or eliminate your savings.

Bottom Line

RBL Bank Credit Card Offers October 2026 cover a wide range of festive shopping needs. From flights and hotels to smartphones, home appliances, groceries and dining, eligible cardholders can find several ways to save.

The regular festive campaign is advertised until October 31, 2026, while the separate Shop & Win promotion runs until November 11, 2026. Individual merchant offers may expire earlier.

Before making any purchase, check the latest eligibility requirements, promotional codes and terms through official RBL Bank channels.