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Suppose Rakesh from Delhi booked a family trip to Manali using his credit card. Everything was ready—flights, hotel bookings, and even the itinerary. But just two days before the trip, his daughter fell sick. He had to cancel the trip, and he was worried about losing all the money he had spent.

Surprisingly, Rakesh got most of his money back. His credit card had travel insurance, and it helped cover the cancellation costs. He didn’t even know this benefit existed!

Life insurance is one of the most important financial decisions you'll ever make. It provides a safety net for your family in case of an untimely death, ensuring that they are financially secure. However, with so many types of life insurance plans available, choosing the right one can be overwhelming. Here’s a step-by-step guide to help you make an informed decision when selecting the best life insurance plan for you and your loved ones.