AU Bank Vetta Credit Card

Gaurav

The AU Bank Vetta Credit Card is a lifestyle card with a yearly fee of ₹2,999, which can be waived if you spend a certain amount. It offers rewards on all purchases, with higher rewards on grocery and departmental store shopping. The card also includes free access to airport and railway lounges, a concierge service, and insurance coverage.

This card is a good choice for those who want great rewards and extra perks. You get 2.5% rewards on utility bill payments and 1% on grocery and departmental store spending. New users can also earn ₹2,000 in vouchers by spending ₹30,000 in the first 60 days. Other benefits include one free international lounge visit per quarter and a free Zomato Pro membership when spending ₹50,000. With its rewards, discounts, and travel benefits, the AU Bank Vetta Credit Card is a great option for frequent shoppers and travelers.

Credit Card Detail
AU Bank Vetta Credit Card
Joining Fee
Rs. 2999.00 +GST
Renewal Fee
Rs. 2999.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
Apply Now
Rewards Rate
You earn 4 reward points for every ₹100 spent on groceries and departmental stores and 2 reward points for every ₹100 spent on other eligible purchases.
Reward Redemption
You can use your Reward Points to get e-vouchers, products, mobile/DTH recharges, or book flights and hotels on the AU Rewardz portal. Each Reward Point is worth ₹0.25 when redeemed.
Movie & Dining
N/A
Travel
You can use your Reward Points to book flights and hotels on the AU Rewardz portal. The card also gives you free access to domestic and international airport lounges, as well as IRCTC railway lounges.
Golf
N/A
Domestic Lounge Access
You get one free lounge visit every three months.
International Lounge Access
You get one free lounge visit every three months.
Insurance Benefits
The card comes with full insurance protection, including coverage for lost cards, credit shield, air accidents, and other travel-related risks.
Interest Rates
The interest rate is 2.99% per month, which adds up to 35.88% per year.
Spend-Based Waiver
The joining fee is waived if you spend ₹40,000 within 90 days of getting the card. From the second year onwards, the renewal fee is waived if you spend ₹1.5 lakh in the previous year.
Rewards Redemption Fee
Nil
Cash Advance Charges
You will be charged 2.5% of the transaction amount, with a minimum fee of ₹100.
Foreign Currency Markup
2.99% +GST
Fuel Surcharge
You don’t have to pay the fuel surcharge at any petrol pump in India for transactions between ₹400 and ₹5,000. The maximum discount you can get is ₹250 per month.
Card Details
  • Earn 10 reward points for every ₹100 spent on utility bill payments, maximizing your benefits on essential monthly expenses.
  • Get 4 reward points for every ₹100 spent at grocery and departmental stores, helping you save more while shopping for everyday needs.
  • Earn 2 reward points for every ₹100 spent on all other purchases, ensuring you accumulate rewards across a wide range of spending.
  • Receive ₹2,000 worth of vouchers when you spend ₹30,000 within the first 60 days, giving you a great incentive for early usage of your card.
  • Get a free Zomato Pro membership when you spend ₹50,000 in a month, unlocking exclusive dining and delivery discounts.
  • Earn ₹1,000 worth of vouchers upon spending ₹2.5 lakh in a year, rewarding your long-term spending with valuable benefits.
  • Get 500 bonus reward points when you spend ₹50,000 in a quarter, boosting your rewards faster during focused spending periods.
  • Earn 1,000 extra reward points when you reach ₹1 lakh in spending in a quarter, helping you accelerate your rewards tally.
  • Enjoy a waiver on the joining fee if you spend ₹40,000 within 90 days, saving you upfront costs as a new cardholder.
  • Renewal fee is waived if you spend ₹1.5 lakh in the previous year, making it easier to keep your card active without extra charges.
  • Receive 1,000 bonus reward points when you make a purchase on your birthday, adding a special treat to your celebrations.
  • Get one free airport lounge visit every three months through Priority Pass, enhancing your travel experience with comfort and convenience.
  • Enjoy a 1% fuel surcharge waiver for transactions between ₹400 and ₹5,000, saving you money on fuel expenses.
  • Maximum fuel surcharge waiver of ₹250 per month, ensuring you get consistent savings on your monthly fuel purchases.
  • Get insurance coverage of up to ₹2 lakh, providing added financial security and peace of mind.
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Frequently Asked Questions

How can I apply for the AU Bank Vetta Credit Card?

Apply online on the AU Bank website by clicking "Apply Now." You’ll need ID proof, address proof, and income proof (salary slip or ITR acknowledgment).

What is the value of AU Bank Reward Points?

1 Reward Point = ₹0.25. You can redeem them for e-vouchers, shopping, travel bookings, and mobile recharges on the AU Rewardz portal.

What is the interest rate on this credit card?

2.99% per month (35.88% annually) on unpaid balances.

Do I get free airport lounge access?

Yes, 1 free domestic and 1 free international lounge visit every quarter.

Will my Zomato Pro Membership be extended if I spend ₹50,000 for two months?

No, this benefit is available only once per credit card anniversary year.

Do I earn reward points on fuel purchases?

No, fuel purchases don’t earn reward points.

What is AU Bank's customer care number?

Call 180012001500 or email creditcard.priority@aubank.in.

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