AU Bank Xcite Ultra Credit Card
The AU Bank Xcite Ultra Credit Card is the most premium offering on the SwipeUp platform by AU Small Finance Bank, which allows credit cardholders from any bank to upgrade to better cards. This card comes with no annual fee and offers up to 12 Reward Points for every Rs. 100 spent. Additionally, you can earn 500 bonus points every month and 2,000 extra points upon reaching spending milestones.
For travel benefits, the card provides free access to domestic railway and airport lounges, along with travel insurance coverage of up to Rs. 50 lakhs. With excellent rewards and perks in dining, travel, and concierge services, this card is a great choice. If you're eligible, upgrading to it is definitely worth considering.
Rewards and Benefits
Fees & Charges
Is the AU Bank Xcite Ultra Credit Card completely free for a lifetime?
Yes, the AU Bank Xcite Ultra Credit Card does not have any annual or renewal fees, making it a lifetime free card.
What travel-related perks come with the AU Bank Xcite Ultra Credit Card?
This card provides complimentary access to select domestic airport and railway lounges, allowing cardholders to enjoy comfortable waiting areas while traveling.
What is the minimum age requirement to apply for the AU Bank Xcite Ultra Credit Card?
To be eligible for this card, the primary cardholder must be at least 21 years old, while supplementary cardholders can apply from the age of 18.
How much is each reward point worth when redeemed?
Every Reward Point accumulated through this credit card holds a monetary value of Re. 0.25, which can be redeemed for various benefits via the AU Rewardz portal.
Does this credit card come with any insurance benefits?
Yes, the AU Bank Xcite Ultra Credit Card includes a personal accident insurance cover worth Rs. 50 lakhs, along with other protection benefits such as purchase protection and credit liability coverage.
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