Axis Bank AURA Credit Card

Gaurav

The Axis Bank AURA Credit Card is specially designed for people who care about their health and fitness. It was launched when health awareness became a top priority for many. This card offers several unique benefits, including free doctor consultations, fitness sessions, and discounts on nutrition products. It’s similar to the YES Bank Wellness Credit Card but focuses more on wellness and medical services.

When it comes to rewards, you earn 2 EDGE Points for every Rs. 200 spent on general purchases and 5X EDGE Points on insurance payments. Since each EDGE Point is worth Rs. 0.20, this means you get a reward rate of 0.2% on most purchases and 1% on insurance expenses. Though not the highest reward rate, these points can still be valuable for frequent users.

This card is ideal for health-conscious individuals who regularly consult doctors or engage in fitness activities. Partnerships with popular health and wellness brands like Practo, Fitternity, and Decathlon add more value. The card has a joining and annual fee of Rs. 749 each, with finance charges of 3.4% per month. If you often spend on health and fitness, this card can help you save while accessing premium services.

Credit Card Detail
Axis Bank AURA Credit Card
Joining Fee
Rs. 749.00 +GST
Renewal Fee
Rs. 749.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
When you get the card, you'll receive a Decathlon coupon worth Rs. 750 as a welcome gift.
Apply Now
Rewards Rate
Earn 2 EDGE Points for every Rs. 200 you spend and 5 times more points on insurance payments.
Reward Redemption
You can use the EDGE Points earned with this card to get shopping or travel vouchers or buy products from the Axis Bank EDGE Rewards Portal catalog.
Movie & Dining
Get up to 20% off when dining at selected partner restaurants.
Travel
N/A
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Insurance Benefits
N/A
Interest Rates
The interest rate is 3.40% per month, which adds up to 49.36% over a year.
Spend-Based Waiver
N/A
Rewards Redemption Fee
Nil
Cash Advance Charges
You will be charged 3.4% of the cash withdrawn, with a minimum fee of Rs. 500.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
You get a 1% discount on the fuel surcharge for transactions between Rs. 400 and Rs. 4,000 at any fuel station, with a maximum savings of Rs. 250 per month.
Card Details
  • Get a welcome Decathlon voucher worth Rs. 750 upon card issuance.
  • Enjoy 4 free video doctor consultations each month via Practo.
  • Access 4 interactive fitness sessions and 16 recorded workouts monthly on Fitternity.
  • Receive an annual discount of up to Rs. 500 on health check-ups.
  • Avail a minimum 30% discount on nutritional consultations from partner nutritionists.
  • Save at least 30% on nutritional food purchases.
  • Earn 2 EDGE Points for every Rs. 200 spent using the card.
  • Enjoy accelerated rewards with 5X EDGE Points on insurance spends per Rs. 200.
  • Get dining discounts of up to 20% at partner restaurants through the Axis Bank Dining Delights Program.
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Frequently Asked Questions

How can I redeem reward points earned with the Axis Bank Aura Credit Card?

Visit the Axis eDGE rewards catalog, select your preferred items, and redeem your points.

Can I apply for the Axis Bank Aura Credit Card online?

Yes, you can apply for the card online.

Is there any annual fee waiver for this credit card?

No, there isn't. You must pay Rs. 749 annually from the second year onwards.

What are the dining privileges offered by this credit card?

Enjoy up to a 20% discount on dining at partner restaurants through the Dining Delights Program.

Does this credit card provide any benefits on fuel purchases?

Yes, it offers a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000 per month at any fuel station, with a maximum remission of Rs. 250 per statement cycle.

How do I use the Rs. 750 Decathlon gift voucher?

The voucher can be redeemed both at Decathlon stores and on their website.

What rewards can I earn using this credit card?

Earn 2 EDGE Points for every Rs. 200 spent, with accelerated 5X points on insurance-related expenses.

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