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Axis Bank Shoppers Stop Credit Card

The Axis Bank Shoppers Stop Credit Card is designed to give shoppers extra benefits when they make purchases at Shoppers Stop. It offers reward points for spending, with special advantages for buying Shoppers Stop’s private label brands. Cardholders earn 20 First Citizen points per ₹200 spent on these brands and 12 points per ₹200 on beauty products. As a welcome benefit, users receive ₹300 worth of First Citizen reward points for their first transaction within 30 days and Shoppers Stop vouchers worth ₹2,250. The card comes with a joining and renewal fee of ₹500 + GST, which is waived if annual spending reaches ₹1 lakh. The points earned can be redeemed at Shoppers Stop stores, online, or at Homestop, making it a great choice for frequent shoppers.

Axis Bank Shoppers Stop Credit Card also provides dining and fuel benefits. Cardholders get a 15% discount at EazyDiner, up to ₹500 per month, on a minimum bill of ₹2,500. Additionally, there is a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000. However, the rewards on purchases outside Shoppers Stop are limited. The card has a foreign currency markup of 3.5% and a monthly interest rate of 3.6%. Overall, this credit card is ideal for loyal Shoppers Stop customers who want to maximize their shopping rewards while also enjoying savings on dining and fuel.

Credit Card Detail
Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Cardholders get ₹300 worth of First Citizen reward points, ₹2,250 in Shoppers Stop vouchers, and a free Shoppers Stop Golden Glow membership.
Rewards Rate
Earn 20 First Citizen points for every ₹200 spent on Shoppers Stop private label brands, with no limit.
Reward Redemption
You can use the points at Shoppers Stop stores (online and offline) and Homestop.
Movie & Dining
Get a 15% discount on EazyDiner, up to ₹500 per month, when you spend at least ₹2,500 in a single transaction.
Travel
N/A
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Insurance Benefits
N/A
Interest Rates
The interest rate is 3.75% per month or 55% per year.
Spend-Based Waiver
The ₹500 fee is waived if you spend ₹1 lakh or more in a year.
Rewards Redemption Fee
N/A
Cash Advance Charges
A fee of 2.5% (at least ₹500) is charged on cash withdrawals.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
A 1% fuel surcharge applies to fuel purchases at all petrol stations in India.
Card Details
  • Free Shoppers Stop Golden Glow membership.
  • First Citizen points never expire.
  • 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 (up to ₹400 per month).
  • 15% discount on EazyDiner, up to ₹500 per month on a minimum bill of ₹2,500.
  • Earn 20 points per ₹200 on Shoppers Stop private label brands.
  • Get 12 points per ₹200 on beauty products and other brands at Shoppers Stop.
  • Earn 2 points per ₹200 on all other spending.
Pros/Cons
Pros
- Redeem points without any extra charges and enjoy a renewal fee waiver by spending ₹1 lakh or more in a year.
Cons
- This card focuses on shopping benefits, ensuring maximum rewards at Shoppers Stop, but does not include airport lounge access.
Frequently Asked Questions

What perks does the Axis Bank Shoppers Stop Credit Card offer?

Cardholders earn reward points on every purchase, get exclusive discounts at Shoppers Stop, and enjoy access to special sales events.

Can I use the Axis Bank Shoppers Stop Credit Card for international purchases?

Yes, it is accepted worldwide, but foreign currency charges apply. Check the latest fees before using it abroad.

Are there any dining discounts with this credit card?

Yes, you get a 15% discount at EazyDiner on bills of ₹2,500 or more, with savings of up to ₹500 per month.

How can I redeem the reward points earned with this card?

You can redeem your points at Shoppers Stop stores, online, and at Homestop without any redemption fees.

What is the fuel surcharge waiver on this card?

You get a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, with a maximum cap of ₹400 per billing cycle.

Is there a renewal fee waiver for this card?

Yes, the renewal fee is waived if you spend ₹1 lakh or more in the previous year.

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