Axis Bank SuperMoney RuPay Credit Card

Gaurav

The Axis Bank SuperMoney RuPay Credit Card is a new credit card launched by super.money (a Flipkart company) in partnership with Axis Bank. It gives 3% cashback on QR code payments made through the super.money app, which is one of the highest rewards for UPI spending. You also get 1% cashback on all other purchases. The cashback is limited to ₹500 per month, which means you can earn full 3% cashback if you spend up to ₹16,667 through UPI each month. This card is best for people who spend around that much monthly using UPI and want to earn good rewards.

super.money is a new app in the UPI payments space, but it has already made a name for itself by offering direct cashback and a smooth user experience. It started by offering a secured credit card with Utkarsh Bank, mainly for people who wanted to build their credit score. Later, it launched this new Axis Bank card to give more rewards and benefits to regular users. With this, super.money is not just a UPI app but also a strong option for those looking for useful and rewarding credit cards.

Credit Card Detail
Axis Bank SuperMoney RuPay Credit Card
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
N/A
Apply Now
Rewards Rate
Get 3% cashback on UPI payments made through the SuperMoney app and 1% cashback on other eligible purchases. You can earn up to ₹500 cashback per billing cycle.
Reward Redemption
Cashback is added as a discount on your credit card bill.
Movie & Dining
N/A
Travel
N/A
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Insurance Benefits
N/A
Interest Rates
3.75% Per Month
Spend-Based Waiver
N/A
Rewards Redemption Fee
N/A
Cash Advance Charges
2.5% of the withdrawn amount, with a minimum charge of ₹500.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
Get 1% off on fuel surcharge when you use your card at petrol pumps across India. This applies to payments between ₹400 and ₹4,000, and you can save up to ₹400 per billing cycle. Note: GST on the surcharge won’t be refunded.
Card Details
  • Axis Bank SuperMoney RuPay Credit Card is made for earning rewards on UPI payments.
  • It’s a co-branded card from Axis Bank and super.money (Flipkart’s company).
  • You get 3% cashback on UPI payments through the SuperMoney app.
  • Earn 1% cashback on all other eligible purchases.
  • There’s no joining fee or annual fee.
  • You also get a 1% fuel surcharge waiver on fuel purchases between ₹400 and ₹4,000, up to ₹400 per month. (GST on the surcharge is not refundable.)
Pros/Cons
Pros
- If you usually spend around ₹16,500 through UPI each month, this card helps you get the most cashback possible. Plus, the Axis SuperMoney Credit Card comes with no annual fees—it’s lifetime free, making it a great value option.
Cons
- One downside is that the ₹500 monthly cashback limit is a bit low for high spenders.
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Frequently Asked Questions

What are the annual charges of the Axis Bank SuperMoney RuPay Credit Card?

The Axis SuperMoney Credit Card has no joining or annual charges. It is a lifetime free offering.

What is the maximum cashback I can earn with the Axis SuperMoney Credit Card?

A maximum of ₹500 can be earned with the Axis SuperMoney Credit Card. This cap is applicable for both 3% and 1% combined.

What cashback do I get on QR code payments using this card?

You get 3% cashback on QR code payments made through the super.money app using this card.

Is the Axis SuperMoney Credit Card good for UPI transactions?

Yes, it is one of the few cards that offers high cashback on UPI transactions via QR code, making it great for everyday UPI payments.

Can I use this card for other purchases besides UPI?

Yes, you can use it for all types of purchases. You'll earn 1% cashback on all other eligible spends besides UPI QR payments.

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