ICICI Bank Mine Credit Card
The ICICI Bank Mine Credit Card gives you the flexibility to choose a plan based on your spending habits. It comes with three options—Starter (free), Pro 49, and Premium 149. Each plan offers different benefits, such as cashback, discounts on major brands, and extra rewards on specific purchases. If you choose the Pro or Premium plan, you can earn up to 5% cashback on partner brands. Additionally, the card includes perks like free airport lounge access, fuel surcharge waivers, and discounts on dining, shopping, and travel.
One of the best features of this card is its easy reward redemption. You earn Mine Cash on your purchases, which can be used to pay your credit card bill at a 1:1 rate (1 Mine Cash = Re. 1). This makes it a practical option for saving money while enjoying extra perks. Whether you’re looking for a basic card with no fees or one with premium benefits, the ICICI Mine Credit Card provides a suitable option for different spending needs.
Rewards and Benefits
Fees & Charges
Is the ICICI Mine credit card free, or does it have an annual fee?
The ICICI Mine credit card’s fee structure depends on the chosen plan. While some plans may have a joining or annual fee, the Starter Plan does not charge any membership fee. Higher-tier plans may include additional benefits along with their respective charges.
Can I use my ICICI Mine credit card for international transactions?
Yes, the ICICI Mine credit card allows international transactions. You can use it for purchases and payments in foreign countries, subject to applicable forex charges and limits set by the bank.
What is the age requirement for applying for the ICICI Mine credit card?
To apply for the ICICI Mine credit card, you must be at least 21 years old. This requirement ensures that applicants have a stable financial background and meet the bank’s eligibility criteria.
What are the charges associated with using the ICICI Mine ATM?
The fees for using the ICICI Mine ATM depend on the type of transaction. Withdrawals may attract charges if they exceed the free transaction limit set by the bank. Additional charges may apply for out-of-network ATM usage or international withdrawals.
How long is the Mine Cash valid on the ICICI Mine credit card?
Mine Cash accumulated on the ICICI Mine credit card remains valid for up to 3 years from the date of earning. If not redeemed within this period, the Mine Cash will expire and cannot be used for future transactions.
What is the minimum Mine Cash required for redemption against a statement balance?
To redeem Mine Cash against your credit card statement balance, you need a minimum of 1500 Mine Cash. Once you meet this threshold, you can use your accumulated rewards to offset your outstanding balance.
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