ICICI Bank Parakram Select Credit Card
The ICICI Bank PARAKRAM SELECT Credit Card is made for JAWANS in the Indian Army and other defense forces. It helps them access funds when needed and earn rewards on daily spending. Cardholders get 5X reward points on groceries, department stores, and CSD purchases. They also enjoy free airport and railway lounge access every year, plus free golf rounds by reaching monthly spending targets. There are no joining or annual fees—just simple eligibility criteria.
This credit card is a way to support soldiers for their service. It provides financial help during emergencies and daily expenses while offering extra perks on shopping, travel, and dining. Since many defense personnel shop at CSDs, they can benefit from higher rewards. Other features include personal accident insurance and more, making it a valuable financial tool.
Rewards and Benefits
Fees & Charges
Does the ICICI Bank Parakram Select Credit Card have any milestone benefits?
Yes, if you spend ₹50,000 or more in a month, you get a free golf round, up to 4 times per month.
What are the lounge benefits of this credit card?
You get 2 free domestic airport lounge visits every quarter, totaling 8 visits per year. Plus, you also get 2 free international lounge visits per year.
What rewards do I earn with this credit card?
You get 5X points per ₹100 spent on groceries, department stores, and CSDs, and 2 points per ₹100 on other eligible purchases. Each reward point is worth ₹0.25.
Does this credit card offer insurance coverage?
Yes, it includes ₹2 lakh personal accident insurance and ₹20 lakh air accident cover.
Is there any fee for getting this credit card?
No, there is no joining or annual fee. You just need to meet the eligibility criteria.
Can I get add-on cards with this credit card?
Yes, you can get up to 3 free add-on credit cards for your family members.
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