ICICI Bank Platinum Chip Credit Card

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The ICICI Bank Platinum Chip Credit Card is a no-annual-fee card that rewards you with up to 2 Reward Points for every purchase, which can be redeemed for cashback and other rewards. Cardholders also enjoy exclusive discounts at over 2500 restaurants across India through the ICICI Bank Culinary Treats Programme, making dining out more affordable. Additionally, the card provides a 1% discount on fuel transactions at HPCL stations, offering savings for everyday expenses.

With its secure chip technology, the ICICI Bank Platinum Chip Credit Card offers safe, contactless payments, both in India and globally. The card also provides flexible payment options, such as No Cost EMI, and complimentary insurance coverage for cardholders. It’s an excellent option for individuals looking to save on everyday purchases, enjoy dining benefits, and get rewards without paying an annual fee.

Credit Card Detail
ICICI Bank Platinum Chip Credit Card
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Dining
Reward Type
Reward Points
Welcome Benefits
N/A
Apply Now
Rewards Rate
2 Reward Points on every retail spend of Rs. 100
Reward Redemption
The Reward Points can be redeemed against cashback or gifts.
Movie & Dining
Get up to 15% off on dining with the ICICI Bank Culinary Treats Programme.
Travel
N/A
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Insurance Benefits
N/A
Interest Rates
3.4% per month
Spend-Based Waiver
N/A
Rewards Redemption Fee
Rs. 99 for every redemption request that you place.
Cash Advance Charges
A fee of Rs. 300 or 2.5% of the amount withdrawn, whichever is higher.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
1% fuel surcharge waiver on transactions done at HPCL fuel stations.
Card Details
  • Earn 2 reward points for every ₹100 spent on retail purchases (excluding fuel).
  • Earn 1 reward point for every ₹100 spent on insurance and utilities.
  • Get a 1% fuel surcharge waiver at HPCL pumps (valid for the first 4,000 transactions).
  • Enjoy at least 15% off on dining at 2,500+ restaurants via the Culinary Treats Programme.
  • Available for individuals aged 23 and above.
  • Annual fee waived if you spend ₹50,000 or more in a year.
  • Redeem 2,000 PAYBACK points for ₹500 worth of fuel at HPCL stations.
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Frequently Asked Questions

What dining discounts can I get with this card?

You can get up to a 15% discount on dining through the ICICI Bank Culinary Treats Programme at 2,500+ restaurants in India.

Do I get a fuel surcharge waiver at all fuel stations?

No, the 1% fuel surcharge waiver is available only at HPCL pumps for transactions up to ₹4,000.

Is there a joining fee for the ICICI Bank Platinum Chip Credit Card?

No, this credit card has no joining fee.

What is the value of 1 Reward Point?

For the ICICI Bank Platinum Chip Credit Card, 1 Reward Point = ₹0.25.

What documents are required for ID proof?

You need to submit either your passport, driving license, or Aadhaar card.

Why should I get the ICICI Bank Platinum Chip Credit Card?

This card includes a security chip that protects against fraud and provides a Personal Identification Number (PIN) for added security.

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