ICICI Bank Sapphiro Credit Card
The ICICI Bank Sapphiro Credit Card is a premium offering with a yearly fee of ₹6,500, providing great benefits across travel, entertainment, and dining. It is available in different versions, including Visa, AmEx, RuPay, and Mastercard, though currently, only the Visa variant is being issued. The card is ideal for frequent travelers and those looking to maximize savings through rewards, discounts, and exclusive perks. Users can earn rewards on almost every expense, from shopping and utility bills to fuel and international purchases.
Cardholders enjoy premium benefits such as complimentary lounge access, golf privileges, and special dining discounts, including 15% savings at over 2,500 restaurants in India. Entertainment perks include two free movie tickets worth ₹500 each, potentially saving up to ₹12,000 per year. Although the joining fee is relatively high, the welcome benefits make up for it, making this card a valuable choice for those who want luxury and savings combined.
Rewards and Benefits
Fees & Charges
Does the ICICI Sapphiro Credit Card offer lounge access?
Yes, as a cardholder, you receive four complimentary visits per year to select domestic airport lounges under the Visa, MasterCard, or AmEx lounge access program.
Can I use the ICICI Sapphiro Credit Card for international transactions?
Yes, the card is valid for both domestic and international transactions. You can enable or disable foreign transactions anytime through internet banking for better security.
How much can I potentially save with this credit card?
Depending on your spending habits, you can save up to ₹2 lakh annually through reward points, cashback offers, complimentary memberships, and other exclusive benefits.
What is the renewal fee, and can it be waived?
The card has an annual renewal fee of ₹3,500. However, this fee is waived if you spend ₹6 lakh or more in the previous year.
What is the credit limit for this card?
The credit limit is not fixed and varies for each cardholder based on their financial profile, income, and credit history.
How long are my Reward Points valid?
Reward Points earned on your ICICI Sapphiro Credit Card remain valid for three years from the date of accumulation. Make sure to redeem them before they expire.
Can I use this credit card for online shopping?
Absolutely! This card allows you to make online purchases at all major domestic e-commerce platforms and select international retailers, giving you flexibility and convenience.
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