ICICI Bank Times Black Credit Card
The ICICI Bank Times Black Credit Card is a premium metal card from ICICI Bank, offering luxury perks and high rewards. It comes with an annual fee of ₹20,000, making it ideal for high-spenders. Unique benefits like helicopter airport transfers (only at Bangalore Airport) add exclusivity, but the card hasn’t fully met expectations. It offers a 2.5% reward rate on international spending, but the 1.49% Forex fee reduces its value.
Best suited for frequent travelers and luxury seekers, this card gives 2% Reward Points on domestic expenses and 2.5% on international spending. However, the Forex fee cuts into rewards. To maximize benefits, users should have high income and spending habits. Check out the full review for details.
Rewards and Benefits
Fees & Charges
What type of credit card is the ICICI Bank Times Black Credit Card?
It is a high-end credit card by ICICI Bank in collaboration with Visa and Times Internet Ltd. Tailored for ultra-HNI clients, it includes premium travel, lifestyle, and luxury benefits with a ₹20,000 + GST joining/renewal fee.
What is the reward rate of the ICICI Bank Times Black Credit Cardd?
This card provides 2.5% rewards on international transactions and 2% on domestic spending, making it more rewarding than most credit cards.
How can I get the annual fee waived?
From the second year onward, the annual fee can be waived if you spend ₹25 lakh within a card anniversary year.
Which companies collaborated with ICICI Bank to launch the Times Black Credit Card?
ICICI Bank partnered with Times Internet and Visa to introduce the Times Black Credit Card.
Can I use my Times Black ICICI Bank Credit Card for international purchases?
Yes, but you need to enable it for foreign transactions via Internet Banking or the iMobile app.
When does the credit card start accruing interest?
If the Total Amount Due (TAD) isn’t paid by the due date, interest will be charged on the outstanding balance and all new transactions until full payment. Cash withdrawals also attract interest from the withdrawal date.
I already own an ICICI Bank Credit Card. Can I still apply for the Times Black Credit Card?
Yes, even if you have an existing ICICI Bank Credit Card, you can apply for this premium card.
How do I complete my KYC video verification?
You need to submit your PAN and Aadhaar details, then join a video verification call with an ICICI Bank officer. During the call, you must answer a few questions and show your original PAN card. This process is available 24/7.
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