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IndusInd Bank Duo Plus Credit Card

The IndusInd Bank Duo Plus Credit Card is one of the first cards in India that works as both a credit and debit card. It comes with a joining fee of ₹1500 and offers a welcome voucher worth ₹1000 from popular brands like BATA, Levis, Pantaloons, and Pizza Hut. You earn Reward Points on almost all your spending, which can be redeemed for products and offers through IndusMoments or used as cash credit. You also get one free movie ticket every time you book one on BookMyShow, making it a great option for movie lovers.

This card can help you save over ₹10000 every year through rewards, entertainment offers, and low charges on international spending, with just a 2 percent forex markup fee. It also includes useful features like insurance cover, a fuel surcharge waiver, and concierge services. With its wide range of benefits and simple usage, the IndusInd Bank Duo Plus Credit Card is a good choice for anyone looking for a card that offers both everyday convenience and extra savings.

Credit Card Detail
Joining Fee
Rs. 1500.00 +GST
Renewal Fee
Rs. 799.00 +GST
Best Suited For
Shopping | Movies
Reward Type
Reward Points
Welcome Benefits
You will get a ₹1000 voucher as a welcome gift. The voucher will be from one of these brands: Bata, United Colors of Benetton, Levis, Pantaloons, or Pizza Hut.
Rewards Rate
You earn 1 reward point for every ₹150 you spend using the IndusInd Bank Duo Card.
Reward Redemption
Each Reward Point is worth ₹0.50 when you redeem it as a cash credit on your card.
Movie & Dining
Enjoy movie nights with up to ₹3,000 worth of free tickets every year through the Buy 1 Get 1 Free offer on movie bookings.
Travel
You can enjoy up to 8 lounge visits each year, worth $27 in total.
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Insurance Benefits
Lost card liability up to ₹3,00,000, air accident insurance ₹25,00,000, personal accident insurance ₹2,00,000, and purchase protection ₹50,000.
Interest Rates
3.83% per month or 46% per annum
Spend-Based Waiver
N/A
Rewards Redemption Fee
Rs. 99 + GST
Cash Advance Charges
You will be charged either 2.5% of the cash amount or Rs. 500, whichever amount is greater.
Foreign Currency Markup
2.00% +GST
Fuel Surcharge
Enjoy a 1% fuel surcharge waiver on purchases ranging from ₹400 to ₹4,000.
Card Details
  • Credit cum debit card offering dual benefits in one card
  • Welcome gift vouchers worth Rs. 1,000 from popular brands
  • Earn 1 Reward Point for every Rs. 150 spent on the card
  • Buy 1 get 1 free movie ticket offer, with up to Rs. 3,000 worth of free movie tickets annually
  • Travel benefits including up to 8 airport lounge visits per year (valued at $27 each)
  • Insurance coverage: The insurance covers you if you lose your card, up to Rs. 3,00,000. It also includes air accident insurance up to Rs. 25,00,000, personal accident insurance up to Rs. 2,00,000, and protects your purchases up to Rs. 50,000.
  • Fuel surcharge waiver of 1% on transactions between Rs. 400 and Rs. 4,000
  • Low forex markup fee of 2% on foreign currency transactions (also called cross currency markup)
  • 24/7 concierge service for help with hotel reservations, flights, sports, and entertainment bookings
  • Option to enjoy zero annual fee under certain conditions
Frequently Asked Questions

Can I get free movie tickets with this card?

Yes, you can save up to Rs. 250 every month on BookMyShow.

Does this card have a renewal fee?

Yes, the renewal fee is Rs. 799.

Does the card include accident insurance?

Yes, it covers up to Rs. 2 lakh for personal accidents and Rs. 30 lakh for air travel accidents.

Is there a fee for spending in foreign currency?

Yes, there's a 2% fee on international purchases.

Does this card give free airport lounge access?

No, it doesn’t offer complimentary lounge access.

Does this card offer purchase protection?

Yes, your purchases are covered up to Rs. 50,000 in case of theft or damage.

Are there any fuel savings with this card?

Yes, you can save up to Rs. 2,400 every year on fuel transactions.

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