IndusInd Bank Pinnacle World Credit Card
The IndusInd Bank Pinnacle World Credit Card is a premium credit card made for people who want extra benefits on shopping, travel, movies, and lifestyle. It comes with a joining fee of ₹14,999 and gives a welcome gift in the form of a voucher from popular brands like Oberoi Hotels, BATA, Luxe gift card, or Vero Moda. You earn 2.5 reward points for every ₹100 you spend online and 1.5X points on travel and flight bookings. These points can help you save up to 2.5% if used with partner airlines. You also get a ‘Buy 1 Get 1 Free’ offer on BookMyShow and can enjoy up to 3 free movie tickets every month.
This card also offers good travel and lifestyle benefits. You get free access to airport lounges in India and abroad, but only once every 3 months. It also gives you a free Priority Pass and extra travel support through Travel Plus. If you enjoy golf, you can get free games and lessons at top golf courses across the country. The card also comes with 24×7 help for booking tickets, planning travel, or sending gifts. Overall, it's a great card for those who shop and travel often, though frequent flyers may find the lounge access a bit limited.
Rewards and Benefits
Fees & Charges
Is the IndusInd Pinnacle World Credit Card free for life?
No, this card is not free forever. You need to pay a one-time joining fee of ₹14,999 when you get the card. After that, there are no yearly or renewal fees.
What is the interest rate on the IndusInd Pinnacle credit card?
The card charges an interest rate of 3.83% per month, which adds up to 46% per year if you carry a balance.
How much are reward points worth when I redeem them for cashback?
Each reward point is worth ₹0.75 when you use them to reduce your credit card bill.
Can I convert reward points into airline miles?
Yes, you can convert 200 reward points into 100 KrisFlyer airline miles.
Does the card offer access to airport lounges internationally?
Yes, you get one free visit to an international airport lounge every three months through Priority Pass membership.
What about lounge access inside India?
You also get limited complimentary access to domestic airport lounges, but it’s usually once per quarter.
What is the forex markup fee on this card?
When you use this card for foreign currency transactions, a 3.5% fee is charged on the amount you spend.
Can I withdraw cash using this credit card?
It’s best to avoid withdrawing cash because it comes with high interest charges and fees.
Who can apply for the IndusInd Pinnacle World Credit Card?
You must be at least 21 years old and have a good credit history. For full details, you should check with the bank.
Does the card offer any golf benefits?
Yes, you get 1 free golf game and 1 free golf lesson every month at select golf courses.
Are there any fuel benefits?
Yes, you get a 1% waiver on the extra surcharge when buying fuel at any petrol station in India. This waiver applies on fuel bills between ₹400 and ₹4,000.
When can I use the concierge service?
The concierge service is available 24 hours a day, 7 days a week, to help with bookings, gifts, travel plans, and more.
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