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MakeMyTrip ICICI Bank Credit Card

The MakeMyTrip ICICI Bank Credit Card is perfect for people who travel often and book their trips on MakeMyTrip. It comes with an annual fee of ₹999, making it a great choice for frequent travelers. Along with this fee, the card offers great benefits, like a ₹1,000 voucher for MakeMyTrip and a MMTBLACK Gold Membership, which gives extra discounts on bookings. A unique feature of this card is that users get two cards-one on the RuPay network and one on Mastercard. The RuPay card can be linked to UPI for easy online payments and rewards.

Cardholders can earn myCash rewards when they spend on bookings through MakeMyTrip. For every ₹200 spent on hotel bookings, users get 6 myCash, which is a 3% reward. For flights, bus, and cab bookings, users earn 3 myCash for every ₹200 spent. Besides rewards, the card also offers benefits like access to airport lounges in India and abroad, along with low foreign exchange charges. It’s a solid option for anyone who travels regularly and wants to save money while enjoying additional perks.

Credit Card Detail
Joining Fee
Rs. 999.00 +GST
Renewal Fee
Rs. 999.00 +GST
Best Suited For
Travel | Lifestyle
Reward Type
Reward Points
Welcome Benefits
A ₹1,000 MakeMyTrip voucher and one-year MMTBLACK Gold Membership
Rewards Rate
You can earn 6% myCash on hotel bookings and 3% myCash on flight, bus, and cab bookings through MakeMyTrip, in addition to any discounts offered. For all other retail purchases, you’ll earn 1% myCash.
Reward Redemption
1 myCash = Rs. 1
Movie & Dining
Get one free movie ticket for every ticket purchased, twice a month.
Travel
Earn more rewards on travel expenses.
Golf
N/A
Domestic Lounge Access
Enjoy eight free visits every year.
International Lounge Access
Get one free visit every year.
Insurance Benefits
N/A
Interest Rates
3% Monthly and 36% Yearly
Spend-Based Waiver
Annual Fee waiver on spends of ₹3,00,000 in an anniversary year
Rewards Redemption Fee
Nil
Cash Advance Charges
2.5%
Foreign Currency Markup
0.99% +GST
Fuel Surcharge
N/A
Card Details
  • Enjoy the flexibility of Mastercard and RuPay networks.
  • Earn unlimited myCash rewards with no expiry.
  • Get a ₹1,000 gift card every year and a ₹500 joining bonus.
  • Receive a welcome kit with a ₹2,000 Lemon Tree Hotels voucher and 500 myCash.
  • Joining benefits are credited within 45 working days.
  • Earn up to 5,000 myCash or reward points.
  • Save on MakeMyTrip with up to 6% myCash and additional discounts.
  • Benefit from a low 0.99% forex markup on international transactions.
  • Get up to ₹6,000 in savings yearly on BookMyShow movie tickets.
  • Enjoy a limited-time ‘Buy 1 Get 1’ offer on movie tickets.
  • Unlock free MMTBLACK Gold Membership with extra perks and discounts.
Pros/Cons
Pros
- Anyone can choose this card, even if they don't have a travel credit card, as it’s linked to the popular MakeMyTrip platform and costs just ₹999 per year.
Cons
- This is a travel credit card mainly for MakeMyTrip users. If you don’t book through this platform, the card may not be useful to you.
Frequently Asked Questions

Can I use this credit card for international transactions?

Yes, but it must be activated via iMobile or Retail Internet Banking (RIB) before use.

Is there an annual fee waiver?

Yes, the annual fee is waived if yearly spending exceeds ₹2.99 lakh.

Does the MakeMyTrip ICICI Credit Card have zero forex charges?

No, but it offers a low forex fee of 0.99%, significantly lower than the standard 3% to 3.5% on international transactions.

When will I receive my joining voucher?

After paying the membership fee, you will get a ₹1,000 voucher within 45 business days.

What are the annual benefits of this credit card?

Cardholders receive a ₹1,000 hotel voucher valid for three months.

Can existing ICICI Bank credit cardholders apply for this card?

Yes, they are eligible to apply.

How can I check my MyCash or Reward Points?

You can view your balance on the MakeMyTrip app.

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