ICICI Bank Emeralde Private Metal Credit Card
The ICICI Bank Emeralde Private Metal Credit Card is a premium credit card with many luxury benefits. It costs ₹12,499 + GST to join and comes in a metal design. The card gives you free access to airport lounges (in India and abroad), free golf games, and movie tickets worth ₹1,500 every month on BookMyShow. As a welcome gift, you get 12,500 reward points, a free 1-year Taj Epicure membership, and an EazyDiner Prime membership that renews every year. You earn 6 reward points for every ₹200 spent, which gives you about 3% value back.
This is ICICI Bank’s top-level credit card and is great for people who travel often or spend a lot. You also get flight vouchers from EaseMyTrip when you reach certain spending limits, along with travel insurance and purchase protection. The card charges only 2% extra on foreign currency spends, which is lower than most cards. If you cancel a flight or ticket booked with this card, you can get up to ₹12,000 back (twice a year). Unlike many cards, this ICICI Bank Emeralde Private Metal Credit Card also gives rewards on spending like rent, insurance, and utility bills. Overall, it's a great card for people who want luxury features and rewards on most of their spending.
Rewards and Benefits
Fees & Charges
What kind of airport lounge access do I get with this card?
With the ICICI Bank Emeralde Private Metal Credit Card, you can enjoy unlimited access to domestic airport lounges across India. It also comes with a Priority Pass that gives you access to international lounges. Both the main cardholder and any add-on members can use this benefit.
What do I get when I spend a big amount on this card?
If you spend ₹8 lakhs or more in a year using this card, ICICI Bank gives you two flight vouchers worth ₹3,000 each through EaseMyTrip, as a reward for reaching the spending milestone.
What kind of welcome gifts do I receive?
When you get the card and pay the joining fee, you’ll receive 12,500 reward points, a free one-night stay with the Taj Epicure membership, and a one-year free EazyDiner Prime membership. These benefits make the card quite valuable from the start.
Can I cancel hotel or flight bookings without paying extra?
Yes, if you book travel or hotel stays using this card, you can cancel them without paying any cancellation fee. Plus, you can get a refund of up to ₹12,000 per year for cancellations, limited to two times a year.
What rewards do I earn when I spend using the card?
You earn 6 reward points for every ₹200 you spend on most purchases. The reward rate is roughly 3%, which is quite good for a premium credit card.
How do I contact ICICI Bank for card-related help?
If you have any questions or need help with your card, you can reach ICICI Bank customer care by calling 1800 1080.
Leave a Reply