RBL Bank Launches Four New Credit Cards: Nova, Lumiere, Aspire & Signature

RBL Bank has introduced four new credit cards, expanding its range across premium, super-premium and value-focused categories. These cards are designed for all kinds of users, from those who want premium benefits to those who prefer cashback and everyday rewards.

The four new cards launched are the Lumiere Credit Card, Nova Credit Card, Aspire Banking Credit Card, and Signature Banking Credit Card. Among these, Nova and Lumiere stand out for their premium features, while Aspire Banking and Signature Banking cards offer strong everyday value.

Annual Fee Comparison

Lumiere Credit Card

A Super-Premium Metal Card for Elite Users

The RBL Bank Lumiere Credit Card is one of the bank’s most premium offerings. It is an invite-only metal card designed for high-net-worth individuals who want top-tier lifestyle privileges.

Key Highlights

• Super-premium metal card
• Access to Select Circle, a luxury concierge-style program
• Invite-only membership
• Expected to include high-value lifestyle, travel and reward privileges
• Full benefits will be announced soon

With Lumiere, RBL Bank enters the luxury metal card segment, offering an exclusive and personalized experience.

Nova Credit Card

High-Reward Travel and Lifestyle Benefits

The Nova Credit Card is built for users who want premium travel benefits, lounge access and high-value lifestyle rewards.

Key Features

• ₹12,500 welcome gift card (Taj Experiences or Luxe)
• Quarterly milestone reward: spend ₹3 lakh to earn a ₹10,000 gift card
• 12 reward points per ₹200 on flight and hotel bookings
• 2% foreign transaction fee, which is lower than many cards
• 12 domestic + 12 international lounge visits per year
• 4 international guest visits
• 4 golf games + 12 golf lessons every year
• 10% discount on fine dining at partner restaurants
• 4 reward points per ₹200 on regular purchases
• 12 reward points per ₹200 on bookings via nova.rbl.bank.in
• Reward point value: ₹1 per point
• No rewards on utilities, insurance, rentals, EMIs, fuel and similar categories
• Invite-only access via RBL Relationship Manager

Aspire Banking Credit Card

Earn Up to 3% Cashback with Savings Growth

The Aspire Banking Credit Card is created exclusively for Aspire Banking customers. It offers a mix of cashback and interest benefits, helping users build long-term value from their banking relationship.

Annual Yield of 15.9%: How It Works

RBL Bank states that Aspire customers can earn up to 15.9% annual yield, supported through:

• 6.5% annual interest on the RBL Savings Account
• 7.2% annual interest on Fixed Deposits
• Cashback earnings and milestone benefits

This makes it a strong choice for users who want cashback along with savings growth.

Key Benefits of Aspire Banking Credit Card

1. Cashback Benefits That Support Savings

• 3% unlimited cashback on flights, hotels, shopping and vouchers when using the RBL Rewards Portal
• 1% cashback on other eligible purchases, up to ₹1,000 per billing month
• Cashback is credited directly to the RBL Savings Account
• Not applicable on groceries, utilities, fuel, entertainment, rentals, education, wallets, insurance and similar categories

2. Milestone Cashback Benefits

• ₹1,500 cashback on yearly spends of ₹3 lakh
• Additional ₹3,000 cashback on crossing ₹5 lakh in a membership year

Total milestone benefit: ₹4,500

3. Airport Lounge Access in India

• 1 free domestic lounge visit per quarter
• Eligibility requires spending ₹35,000 in that quarter
• Available at major Indian airports
• RBL Bank updates the lounge list periodically

4. Movie Benefits on BookMyShow

• Buy 1 Get 1 Free movie ticket offer
• Monthly benefit capped at ₹150

Signature Banking Credit Card

Premium Cashback and Lounge Benefits

The Signature Banking Credit Card is designed for Signature Banking customers who want a simple card with practical benefits and premium lounge access.

Key Features

• Up to 4% cashback on the RBL Rewards Portal
• 1% cashback on eligible purchases
• Annual milestone cashback of up to ₹6,000
• 2 domestic lounge visits per quarter
• 2 international lounge visits per year
• Buy 1 Get 1 Free movie offer (₹250 monthly cap)
• Annual fee: ₹2,500 (free for Signature Banking customers)

Bottom Line

RBL Bank’s new credit card lineup strengthens its offering across all customer segments. Lumiere provides an exclusive metal experience for luxury-seeking customers, while Nova delivers strong travel rewards and premium lifestyle benefits.

Aspire Banking and Signature Banking cards focus on practical value through cashback, savings growth and lounge access. Together, these new cards highlight RBL Bank’s commitment to offering modern, rewarding and customer-focused credit solutions for different spending needs.