Tata Neu SBI Card: A Game-Changer for Digital Payments
SBI Card has partnered with Tata Digital to launch the Tata Neu SBI Card, a co-branded credit card that offers extra value on every spend. It’s especially rewarding when used across Tata brands like BigBasket, Croma, Westside, Tata CLiQ, and more.
The card comes in two variants — Tata Neu Plus and Tata Neu Infinity — each offering exciting benefits like high NeuCoin rewards, cashback on bill payments, digital payment perks, and even airport lounge access for premium users.
What is the Tata Neu SBI Card?
The Tata Neu SBI Card is a new credit card that offers extra rewards and lifestyle benefits, especially for users who already shop or book services through Tata platforms. You can use this card for everything from groceries and gadgets to luxury hotel stays and fashion.
The two card variants are:
- Tata Neu Plus SBI Card – Budget-friendly option with solid rewards
- Tata Neu Infinity SBI Card – Premium card with top-tier benefits
Both cards are linked to the Tata Neu app, where you can earn and redeem NeuCoins, the Tata Group’s rewards currency.
Key Features at a Glance
| Feature | Tata Neu Plus SBI Card | Tata Neu Infinity SBI Card |
|---|---|---|
| Rewards on Tata Neu | Up to 7% in NeuCoins | Up to 10% in NeuCoins |
| Lounge Access | Not included | Complimentary domestic & international |
| Bill Payment Rewards | Up to 5% via Tata Neu | Up to 5% via Tata Neu |
| UPI Cashback | 1.5% (RuPay only) | 1.5% (RuPay only) |
| Joining Fee | ₹499 + taxes | ₹1,499 + taxes |
| Annual Fee Waiver | Spend ₹1,00,000/year | Spend ₹3,00,000/year |
How Do NeuCoins Work?
NeuCoins are the reward points you earn every time you use your Tata Neu SBI Card at Tata partner brands. It’s a straightforward and rewarding system — the more you shop, the more NeuCoins you collect.
These NeuCoins can be redeemed directly through the Tata Neu app across a wide range of categories. You can use them to buy groceries on BigBasket, upgrade your gadgets at Croma, shop for fashion and lifestyle products at Westside or Titan, book luxury stays at Taj Hotels, or even book flights with Air India. Best of all, 1 NeuCoin equals ₹1, making it super easy to keep track of your rewards and use them just like cash.
Where Can You Use the Tata Neu SBI Card?
You can use the Tata Neu SBI Card anywhere credit cards are accepted, making it a convenient option for everyday spending. However, the real advantage comes when you shop across Tata’s wide range of platforms. You earn the highest rewards on popular Tata brands like BigBasket for groceries, Croma for electronics, Westside and Tata CLiQ for fashion, Titan and Tanishq for watches and jewelry, Taj Hotels for luxury stays, and Air India for travel. These partner brands make the card especially valuable for loyal Tata customers.
Lounge Access and Lifestyle Benefits
If you go for the Tata Neu Infinity SBI Card, you get some great lifestyle benefits along with your regular rewards. One of the top perks is free access to airport lounges — both within India and internationally — with a limited number of visits each year. This makes your travel more comfortable and relaxing.
On top of that, you can earn extra rewards when you pay your bills using the Tata Neu platform. If you choose the RuPay version of the card, you also get cashback on UPI payments, which adds even more value to your everyday spending.
Fees and Waiver Conditions
| Card | Joining Fee | Annual Fee | Waiver Condition |
|---|---|---|---|
| Tata Neu Plus SBI Card | ₹499 + taxes | ₹499/year | Spend ₹1,00,000/year |
| Tata Neu Infinity SBI Card | ₹1,499 + taxes | ₹1,499/year | Spend ₹3,00,000/year |
How to Apply
Applying for the Tata Neu SBI Card is easy and quick. You have two options to get started:
- Online: You can visit the SBI Card SPRINT platform and fill out a simple digital application form from the comfort of your home.
- Offline: If you prefer in-person help, you can walk into select Croma stores and apply directly there.
To complete the process, you’ll need a few basic documents like your PAN card, ID proof (such as Aadhaar or passport), and income proof. Once you submit your application, SBI Card will review your eligibility and credit score before giving approval.
Summary
| Card Name | Tata Neu SBI Card |
| Variants | Tata Neu Plus & Tata Neu Infinity |
| Rewards | Up to 10% NeuCoins |
| Lounge Access | Yes (Infinity variant) |
| UPI Cashback | 1.5% (RuPay only) |
| Annual Fee Waiver | Yes, based on yearly spending |
| Where to Use | BigBasket, Croma, Westside, Taj, Titan, Tanishq, Air India, etc. |
| Apply | Online via SBI Card SPRINT or offline at Croma |
Final Thoughts
The Tata Neu SBI Credit Cards are a smart choice for anyone who regularly shops or travels with Tata brands. With strong rewards on everyday spending, UPI cashback, and lifestyle perks like lounge access, both the Infinity and Plus variants offer great value for their price.
If you're already part of the Tata ecosystem, this card can help you save more while enjoying a seamless digital experience through the Tata Neu app. It's a well-rounded option for anyone looking to combine convenience, rewards, and trusted brand benefits in one card.
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