The UPI ecosystem in India is expanding rapidly, and credit cards are now becoming a key part of this digital transformation. Kiwi, a fast-growing fintech platform, has already partnered with Yes Bank and AU Small Finance Bank to launch co-branded credit cards.

Now, Kiwi has collaborated with Punjab National Bank (PNB) to introduce the PNB Kiwi UPI Credit Card, enabling users to earn cashback on every UPI payment.

Online shopping has become very common in India. You can get anything you need, like clothes or gadgets, quickly and easily online with just a few clicks. Using a credit card while shopping online not only makes payments easier but also helps you get cashback, discounts, and other rewards.

Splitting a credit card payment refers to dividing the total amount of a bill or purchase between multiple payment methods, such as using two credit cards, a combination of a credit card and cash, or a credit card and a debit card. It is often used by people who want to manage spending across different accounts or do not have enough limit on a single card.

Fuel stations are one of the most common places people swipe their credit cards. Whether you’re commuting to work or going on a road trip, using your card at the petrol pump is fast and convenient. But it also comes with hidden risks. Many fraudsters target fuel stations because people often use cards carelessly there.

Many people in India use credit cards for shopping, paying bills, and handling their monthly expenses. People often wonder if they should pay their credit card bill before the due date or wait until the last day. Some believe paying early is better, while others think it doesn’t make a difference as long as you pay on time.

Student credit cards are very helpful for young people in India. In 2026, many banks and fintech companies are offering easy-to-use credit cards specially made for students and first-time users. These cards help students pay for daily expenses and also start building a good credit history at an early age. Students can use them for online shopping, food delivery, travel bookings, subscriptions, and study-related payments.

Getting your first credit card can feel confusing, especially when every bank claims to offer the “best” card. In 2026, Indian banks are providing many beginner-friendly credit cards with simple rewards, low fees, cashback offers, and easy approval for first-time users.

If you are a student, salaried employee, freelancer, or someone with no CIBIL score, choosing the right starter credit card can help you build a strong financial profile and save money on daily spending.

India’s travel credit card market is growing fast. More people now use credit cards for flight bookings hotel stays and daily spending. In this competitive space, Axis Bank has partnered with IndiGo to launch two new co-branded credit cards in India.

IndiGo already offers airline credit cards with Kotak Mahindra Bank, State Bank of India and IDFC First Bank. Now Axis Bank is set to join this list. While many travelers are waiting for co-branded cards from Air India, IndiGo is clearly expanding its own credit card portfolio.

Many people in India have one credit card and later get an offer for another card from the same bank. This often makes them wonder if having multiple credit cards from the same bank is a good idea.

The simple answer is yes. Most banks allow customers to have more than one credit card if they meet the eligibility requirements. However, whether it is a good decision depends on your spending habits and financial management.

Credit cards are now used by millions of people in India. People use them for shopping online payments, travel bookings, food delivery, electricity bills and emergency expenses. A credit card helps you buy things now and pay later. Because of this many people depend on credit cards for daily spending.

Banks also offer cashback rewards discounts and EMI options on credit cards. These benefits make credit cards very popular among salaried employees, students, business owners and young professionals.

Credit cards are one of the most flexible financial tools available today. While most people use them for regular shopping, travel bookings, or emergency spending, few are aware that they also come with another powerful feature loans against your credit card.

Yes, you can actually get a loan directly through your credit card, with minimal paperwork, fast approval, and no collateral. Here, we’ll break down everything in detail - how it works, who can apply, charges involved, which banks offer it, and tips to use it wisely.

It was a normal evening. Neha finished dinner and opened her banking app to clear her bills. Everything was going smoothly. Electricity paid. Internet done. Then came her credit card bill. The total due was ₹8,950. In a hurry she typed ₹89,500 and clicked pay.

Next morning she checked her SMS and froze. Her credit card balance showed -₹80,550. If you have ever overpaid your credit card bill, you know that feeling. Panic. Confusion. Doubt.

But here is the simple truth. Your money is safe.

Credit cards are very popular in India. They make shopping, paying bills, booking tickets, and online shopping easy. But along with convenience, there is a risk. Many people face problems like unapproved charges, online fraud, or misuse of their cards. Keeping your credit card information safe is very important to avoid money loss and stress.

Here, we will share simple and practical tips to help you protect your credit card information. These tips are easy to follow and suitable for everyone in India.

Paying house rent is a common monthly task for many people in India. Most tenants usually pay rent through UPI, bank transfer, or cheque because these methods are simple and widely used. However, in recent years, many people have started using credit cards to pay their rent.

If you shop online often then this offer can help you save money in a simple way. Axis Bank is giving a limited time deal on the Flipkart Axis Bank Credit Card where the joining fee is zero. This means you do not have to pay ₹500 plus GST in the first year.

In India many people like cashback cards because they are easy to understand. You spend money and you get some amount back. There is no confusion. This card is made for daily use and works well for online shopping and food delivery.