AU Small Finance Bank has launched the AU CS Credit Card, a special credit card made only for Company Secretaries who are members of the Institute of Company Secretaries of India (ICSI). After the success of the AU CA Metal Credit Card for Chartered Accountants, the bank has now introduced a similar card for CS professionals.

The best part is that the AU CS Credit Card is a lifetime free credit card. There is no joining fee and no annual fee, making it a good option for professionals who want rewards and benefits without extra costs.

The Indian credit card market is evolving fast as digital payments grow across the country. Today users expect more than just basic cashback. They want rewards on daily spending easy tracking and a smooth payment experience. To meet this demand AU Small Finance Bank has partnered with CheQ to launch the new CheQ AU Credit Card.

Online food delivery has become very common in India. Many people order food from apps like Swiggy almost every week. Some people even order groceries through Instamart. Because of this growing habit banks are launching special credit cards for food delivery users.

A few years ago, HDFC Bank launched the Swiggy HDFC Credit Card. It quickly became popular because it offered good cashback on food orders and online spending. Many users liked the simple cashback system and the savings they got on every order.

In the last few years, the way people make digital payments in India has changed a lot and become more advanced. From UPI transfers to card swipes, paying for everyday expenses has never been easier. But what if you could get the speed of UPI along with the flexibility of a credit card? That is exactly what RuPay Credit Cards offer. They allow you to simply scan a QR code and pay directly, while your expenses get settled at the end of your billing cycle. This means you enjoy instant convenience with delayed payment.

Have you ever sent money through UPI or bank transfer and then wondered whether the payment was successful? Maybe the amount was deducted from your account but the receiver did not get it immediately. In such situations, the UTR number becomes very important.

A UTR Number helps you track your transaction and verify where your money is. Whether you transfer money through UPI, NEFT, RTGS, or IMPS, every transaction gets a unique UTR number.

A credit score may look like a small number but it has a strong impact on your financial life. It affects your chances of getting a loan or credit card. It also decides how much interest you will pay. In some cases, it can affect renting a house or clearing certain job checks. A good credit score makes money matters easier and more affordable. You will learn what a good credit score is. You will also understand and how it helps you financially and how you can improve it over time.

The UPI ecosystem in India is expanding rapidly, and credit cards are now becoming a key part of this digital transformation. Kiwi, a fast-growing fintech platform, has already partnered with Yes Bank and AU Small Finance Bank to launch co-branded credit cards.

Now, Kiwi has collaborated with Punjab National Bank (PNB) to introduce the PNB Kiwi UPI Credit Card, enabling users to earn cashback on every UPI payment.

Online shopping has become very common in India. You can get anything you need, like clothes or gadgets, quickly and easily online with just a few clicks. Using a credit card while shopping online not only makes payments easier but also helps you get cashback, discounts, and other rewards.

Splitting a credit card payment refers to dividing the total amount of a bill or purchase between multiple payment methods, such as using two credit cards, a combination of a credit card and cash, or a credit card and a debit card. It is often used by people who want to manage spending across different accounts or do not have enough limit on a single card.

Fuel stations are one of the most common places people swipe their credit cards. Whether you’re commuting to work or going on a road trip, using your card at the petrol pump is fast and convenient. But it also comes with hidden risks. Many fraudsters target fuel stations because people often use cards carelessly there.

Many people in India use credit cards for shopping, paying bills, and handling their monthly expenses. People often wonder if they should pay their credit card bill before the due date or wait until the last day. Some believe paying early is better, while others think it doesn’t make a difference as long as you pay on time.

Amit Verma is a packaging manufacturer from Pune. His factory is running at full capacity and he already has confirmed orders worth ₹80 lakh. The challenge is that his clients pay after 60 days, while he needs ₹25 lakh immediately to buy raw materials and keep production going. He also does not have any property to offer as collateral.

Student credit cards are very helpful for young people in India. In 2026, many banks and fintech companies are offering easy-to-use credit cards specially made for students and first-time users. These cards help students pay for daily expenses and also start building a good credit history at an early age. Students can use them for online shopping, food delivery, travel bookings, subscriptions, and study-related payments.

Getting your first credit card can feel confusing, especially when every bank claims to offer the “best” card. In 2026, Indian banks are providing many beginner-friendly credit cards with simple rewards, low fees, cashback offers, and easy approval for first-time users.

If you are a student, salaried employee, freelancer, or someone with no CIBIL score, choosing the right starter credit card can help you build a strong financial profile and save money on daily spending.

Personal loans have become one of the most popular credit options in India. Whether it is a medical emergency a home repair a wedding requirement or a sudden expense most people look for a quick and simple way to access funds. Personal loans offer fast approval easy documentation and complete flexibility on how the money is used. These benefits make them convenient but they also come with some risks that every borrower must understand.