Life insurance is one of the most important financial decisions you'll ever make. It provides a safety net for your family in case of an untimely death, ensuring that they are financially secure. However, with so many types of life insurance plans available, choosing the right one can be overwhelming. Here’s a step-by-step guide to help you make an informed decision when selecting the best life insurance plan for you and your loved ones.

Life doesn’t always go as planned. One day everything feels fine, and the next you might face a medical emergency, sudden job loss, urgent travel, or a big car repair. In such moments, having quick access to money is very important. While saving money is always good, not everyone can keep large amounts aside for emergencies. In such cases, having a credit card can make things much easier.

Credit cards are becoming a common part of our daily lives. From online shopping to emergency expenses, they offer convenience and flexibility. But before you apply for one, there’s something you need to know: the minimum salary required. In India, banks have different salary requirements depending on the type of card. Some credit cards are made for high-income individuals, while others are designed for beginners or first-time users. That’s why it’s important to check the eligibility criteria carefully.

Credit cards have become an essential part of modern financial life. They offer convenience, rewards, and added value when used wisely. But sometimes, your current card may no longer meet your needs. If you’re wondering whether it’s time to upgrade or get a new credit card, here are five clear signs that suggest you should.

If you’re traveling to different countries with your family, handling different currencies can get confusing. You might have to exchange money every time you enter a new country, which takes time and effort. A multi-currency forex card makes things simple by letting you add different foreign currencies to one single card. So, whether you're spending in Euros in France or Pounds in the UK, you can use the same card without needing to exchange cash each time.

Many people in India use credit cards for shopping, paying bills, and handling their monthly expenses. People often wonder if they should pay their credit card bill before the due date or wait until the last day. Some believe paying early is better, while others think it doesn’t make a difference as long as you pay on time.

Rahul had big dreams. After getting his first job in Mumbai, he wanted to buy a laptop, furnish his small, rented flat, and maybe even get a bike on EMI. But there was one problem—he didn’t have enough savings. Like many young professionals, Rahul thought of applying for a credit card and maybe even a small personal loan.

So, one afternoon, he walked into a nearby bank, filled out the forms, and waited eagerly. A few days later, he got a message: “Loan Application Rejected.”

We all know that credit cards come with a credit limit—a maximum amount you’re allowed to spend. But sometimes, life happens. You might be out shopping, booking flight tickets, or paying a hospital bill when suddenly you realise you’ve already used up your limit. So, what now?

This is where the Overlimit Facility comes into play.

Let’s break it down in the simplest way possible, especially for Indian credit card users.

When people think about credit cards, the first thing that usually comes to mind is spending. But what if you could actually use your credit card to help you save money instead? While credit cards are not savings accounts, they can still play a smart role in your financial plan—if you use them carefully. In this blog, we’ll show you how to create a savings plan using your credit card, in a way that’s simple, safe, and practical.

If you have a credit card but don’t use it for a long time, the bank might treat it as "inactive." Banks want customers to use the credit cards they issue. If the card is not used for several months, they may lower your credit limit or even cancel the card.

Although banks in India usually don’t charge any inactivity fees, they still have the right to close your card if you don’t use it for a long time.

Payments are changing fast, and one big shift is the introduction of UPI (Unified Payments Interface) on credit cards. UPI, which was first linked to bank accounts and debit cards, can now be used with credit cards. This means you can pay directly from your credit card using your smartphone. This guide will explain how to activate and use UPI on your credit card.

SBI Card has partnered with Tata Digital to launch the Tata Neu SBI Card, a co-branded credit card that offers extra value on every spend. It’s especially rewarding when used across Tata brands like BigBasket, Croma, Westside, Tata CLiQ, and more.

The card comes in two variants — Tata Neu Plus and Tata Neu Infinity — each offering exciting benefits like high NeuCoin rewards, cashback on bill payments, digital payment perks, and even airport lounge access for premium users.

Many people think that credit cards simply stop working once you reach the limit. But in some cases, your credit card may allow something called an overdraft. Sounds confusing? Don’t worry—this guide will explain what an overdraft on a credit card means, how it works, and what you should watch out for. Imagine this—you’re shopping or paying a bill, and your credit card is already maxed out. But somehow, the transaction still goes through. No error, no decline.

Credit card use is growing quickly in India. As per RBI data, people spent ₹1.89 lakh crore using credit cards in December 2024, which is 11.1% more than in December 2023. Even though spending dropped a little in January 2025, it was still 10.6% higher than the same month last year. This growth is happening because getting a credit card has become easier, and more people are spending on shopping, travel, and daily needs. Young people, in particular, are using credit cards more often to earn rewards and manage their spending.

A cash advance lets you withdraw cash using your credit card, just like taking money from an ATM. It can be helpful when you need urgent cash, but it comes with high costs. In India, using a credit card for cash withdrawals includes extra fees and high-interest rates, making it an expensive option. Knowing these charges in advance can help you manage your money better and avoid unnecessary debt.