IndusInd Bank and Jio-bp Launch New Co-Brand Fuel Credit Card

IndusInd Bank has teamed up with Jio-bp to introduce the IndusInd Bank Jio-bp Mobility+ Credit Card. This co-branded credit card is designed for people who spend regularly on fuel and everyday lifestyle needs. It targets digital-first users who want rewards on routine spending and seamless payment options. Powered by the RuPay network, the card can also be linked to UPI for quick and secure transactions.

IndusInd Bank and Jio-bp Co-Brand Fuel Credit Card: Features & Benefits

The IndusInd Bank Jio-bp Mobility+ Credit Card runs on the RuPay network and supports UPI payments. This means users can easily link it to their UPI apps and make quick and seamless transactions without any hassle. With digital payments becoming the norm, having a credit card that integrates smoothly with UPI makes everyday spending more practical.

Low Joining Fee and Zero Annual Charges

The IndusInd Bank Jio-bp Mobility+ Credit Card comes with a joining fee of ₹499 plus GST. However, this fee can be waived if you spend ₹10,000 or more within the first 90 days of activation. There are no annual charges, making it almost a lifetime-free credit card. This makes the card practical and cost-effective, especially for people who refuel their vehicles frequently.

Reward Program for Fuel and Lifestyle Spending

One of the main highlights of this credit card is its reward system. Cardholders earn Smiles on every purchase, which can be redeemed at Jio-bp outlets. The reward structure is simple:

• Fuel and Mobility Spending: Earn 12 Smiles per ₹100 spent on fuel, Castrol lubes, Wildbean Café, and Jio-bp convenience stores.
• Dining and Grocery Shopping: Earn 5 Smiles per ₹100 spent on dining, groceries, and supermarket purchases.
• Other Purchases: Earn 2 Smiles per ₹100 spent on all other transactions.

The maximum reward from fuel and related spending is capped at 1,200 Smiles per statement cycle. Besides this, cardholders can enjoy monthly rewards on regular spending and annual rewards for higher spends.

Lifestyle Benefits and Perks

The card also offers lifestyle perks in addition to fuel rewards. New users get a complimentary Wildbean Café coupon worth ₹200 on their first purchase at the café within 30 days of activating the card. Rewards can also be redeemed at Jio-bp mobility stations, convenience stores, and Wildbean Café, giving flexibility on how users spend their earned Smiles.

Another key feature is Roadside Assistance, which supports users during emergencies or unexpected situations on the road. This feature makes the card a useful companion for frequent travelers who want extra security and peace of mind while driving.

Statements from IndusInd Bank and Jio-bp

Mr. Rajiv Anand, Managing Director and CEO of IndusInd Bank, mentioned that the new Mobility+ Credit Card reflects the bank’s focus on customer-centric innovation. By combining IndusInd Bank’s financial expertise with Jio-bp’s network, the card provides a smarter and more rewarding mobility experience. It goes beyond simple transactions and helps users get more value from everyday spending.

Sarthak Behuria, Chairman of Jio-bp, added that this partnership aligns with their goal to enhance customer mobility experiences. He said the card integrates digital solutions with practical value, improving how customers access fuel and related services. The card sets new standards for convenience, rewards, and digitally driven experiences in India.

Who Can Benefit from This Card

The IndusInd Bank Jio-bp Mobility+ Credit Card is ideal for individuals who regularly spend on fuel at Jio-bp stations, as well as lifestyle needs like dining and groceries. It is also suitable for beginners exploring co-branded or fuel-focused credit cards. With low fees and practical rewards, it delivers value from day one.

Cardholders can use this credit card across more than 2,050 Jio-bp mobility stations in India. Regular users can maximize rewards by combining fuel purchases with lifestyle spending. Meeting the initial spending requirement helps waive the joining fee, adding further value.

Key Features of the IndusInd Bank Jio-bp Mobility+ Credit Card

• Affordable joining fee with waiver option on spending
• No annual charges
• Earn 12 Smiles per ₹100 spent on fuel, Castrol lubes, Wildbean Café, and convenience store purchases
• Earn 5 Smiles per ₹100 spent on dining, groceries, and supermarket purchases
• Get 2 Smiles for every ₹100 spent on everything else.
• Maximum 1,200 Smiles per statement cycle on fuel and related spending
• Roadside Assistance for emergencies
• Complimentary Wildbean Café coupon on first transaction
• Monthly and annual rewards on higher spending

Tips to Maximize Rewards

Users can maximize rewards by using the card primarily for fuel purchases at Jio-bp stations and convenience stores. Combining fuel spending with lifestyle purchases like dining and grocery shopping helps accumulate Smiles faster. Regular users can benefit from monthly and annual reward programs while enjoying a practical credit card with low fees.

Although some may wait for a telecom-focused Jio credit card, this fuel-based card is a strong alternative. It provides a convenient way to earn rewards on daily spending and offers practical benefits for mobility and lifestyle needs.

Bottom Line

The IndusInd Bank Jio-bp Mobility+ Credit Card is perfect for those who want rewards on fuel and lifestyle spending. With minimal fees, attractive reward rates, and features like Roadside Assistance, it enhances the overall mobility experience.

For regular fuel users looking for a simple, reward-focused credit card, the IndusInd Bank Jio-bp Mobility+ Credit Card is a practical and cost-effective option. It represents a new step in co-branded credit cards in India, combining convenience, rewards, and lifestyle benefits in one offering. You can apply IndusInd Bank Credit Cards using the Apply Now button provided below.