A balance transfer credit card allows you to shift the outstanding amount from your existing credit cards to a new credit card. The new card often has a lower interest rate or even no interest for a limited time. This means you can focus on paying off what you owe without extra interest charges. It makes paying off debt easier and helps you save money.

A balance transfer is a way to move your credit card debt from one card to another card that has a lower interest rate. Many banks in India offer balance transfer credit cards with a 0% interest rate for a limited period. This means you can pay off your debt without extra interest for several months, sometimes up to 21 months. The main aim of a balance transfer is to save money on interest, manage your payments better, and pay off debt faster.

Axis Bank has launched the Scapia Axis Credit Card, adding a new travel-focused credit card to its portfolio. The card is designed for customers who enjoy travelling and want to earn rewards while spending on travel and other eligible purchases.

The Scapia Axis Credit Card keeps several of the popular features associated with the Scapia brand, including zero forex markup, travel rewards, Scapia Coins and domestic airport lounge access. The Axis Bank version will be available on the Mastercard and RuPay networks.

Ramesh was excited when he got his first credit card. He used it to buy clothes online, eat out with friends, and even book his first flight ticket. For him, the card felt like magic because he did not need to carry cash. But one day, he forgot to pay his bill on time. The next month, his statement showed late fees, extra interest, and a higher balance than he expected. That was the moment he realized how serious banks are about due dates.

Getting a personal loan in India can be a convenient way to manage expenses such as home repairs, education, travel, or emergencies without using your savings. Banks and NBFCs offer personal loans with simple documentation and quick processing.

However, getting your loan approved quickly depends on your credit score, income, documents, and eligibility. Follow these five practical tips to improve your chances of faster personal loan approval.

Education in India is getting more expensive every year. From tuition fees to hostel rent and digital learning tools, students often face many costs that go beyond what scholarships or education loans can cover. In such situations, a personal loan for students can be a smart and quick way to manage expenses.

AU Small Finance Bank has expanded its credit card portfolio by launching four new cards named Ananta, Lakshya, Tejas and Prathama. These cards come with a modern design and names inspired by Indian heritage.

The overall look and positioning feel premium, but the reward structure is simple and easy to understand. This follows AU Bank’s strategy of offering straightforward benefits that are suitable for a wide range of users.

Managing your money can sometimes be hard. Even small things like the date of your personal loan EMI can make a difference in how you plan your month. If your EMI date does not match your salary day or other expenses it can cause stress, missed payments, and penalties. The good news is that changing your EMI date is not difficult. Here, we will explain how you can change your personal loan EMI date in India in a few easy steps.

Some weeks really test your patience. The fridge stops cooling, the kids need school items, and there is a family function you cannot skip. Expenses pile up and savings run out. In these moments, quick-cash options like a Personal Loan or a Gold Loan become useful. But which one is right for you? This guide explains both types of loans in simple words so you can decide wisely.

Many borrowers feel confused when a loan that has already been fully paid still appears as Active in their credit report. This issue is common in India. It does not necessarily mean that there is an issue with your payment every time. In most cases, it happens due to reporting delays between the lender and the credit bureau.

If you have completed all EMIs and collected your closure documents but your loan is not showing as Closed in your CIBIL report, you should follow a simple step by step process.

Fuel is one of the most common monthly expenses for Indian households. Whether you travel daily for work manage a business or use your vehicle for family needs petrol and diesel costs take a fixed share of your budget. With rising fuel prices many people are trying to control their expenses in smarter ways. However, one small charge often goes unnoticed when paying by credit card. This charge is known as fuel surcharge.

Most people in India use credit cards for shopping, booking tickets, paying bills, or withdrawing cash. Few people realize that credit cards often include valuable insurance benefits that are not immediately visible. This feature helps you spend less and keeps you safe when times get tough.

Weekends are when most people in India spend money on shopping, dining, entertainment, and groceries. From ordering food on Zomato to booking movies on BookMyShow or shopping on Amazon and Zepto, these expenses can add up fast. For someone on a monthly budget, weekend spending can be a big part of monthly expenses.

Choosing the right loan is not just about getting approval. It is about selecting a financial product that truly matches your purpose. In India many borrowers get confused between a personal loan and a business loan because both provide quick access to funds. However, the structure, eligibility, documentation, and long-term impact of these loans are very different.

If you are wondering whether you should apply for a personal loan or a business loan, this detailed guide will help you make a confident and informed decision.

Scapia and Federal Bank have introduced a new Add-On Credit Card that allows families in India to handle their expenses in a more convenient and flexible way. This new card allows the main cardholder to share their credit limit and travel benefits with family members while keeping full control over all spending. Each family member gets their own card, app access, and spending visibility, making shared finances simple and transparent.