Blogs

How Union Budget 2025’s Income Tax Slabs Will Affect Your Credit Card Strategy

The Union Budget 2025 has introduced new changes to the income tax slabs, giving taxpayers a chance to boost their savings and manage their finances more efficiently. These changes will likely lead to an increase in disposable income, which opens up fresh opportunities to rethink your credit card strategy. With more money at hand, you can focus on smarter spending, maximizing rewards, reducing debt, and making more financially savvy decisions.

Payments are changing fast, and one big shift is the introduction of UPI (Unified Payments Interface) on credit cards. UPI, which was first linked to bank accounts and debit cards, can now be used with credit cards. This means you can pay directly from your credit card using your smartphone. This guide will explain how to activate and use UPI on your credit card.

Guide to Managing Credit Card Debt: EMIs, Alternatives, and Key Insights

Managing credit card debt can be overwhelming, especially when you’re facing a large outstanding balance. While credit cards offer convenience, the high interest rates and minimum payments can quickly turn debt into a financial burden. Fortunately, there are ways to manage and reduce this debt.

IDFC FIRST Bank Unveils UPI-Enabled FIRST EA₹N RuPay Credit Card

IDFC FIRST Bank, in partnership with RuPay, has launched a new product designed to make using credit cards and digital payments easier. The FIRST EA₹N RuPay Credit Card is a special type of credit card that works with UPI (Unified Payments Interface), offering both rewards and a fixed deposit (FD) as collateral. This card helps users access credit, earn cashback on UPI transactions, and better manage their finances.

The Importance of Timely Credit Card Payments: Key Benefits for Better Financial Health

Managing credit card payments is a critical part of maintaining strong financial health. Many people use credit cards for convenience, rewards, and flexibility, but it's essential to pay your dues on time to reap the full benefits. Paying your credit card bills on time not only helps you avoid penalties, but it also contributes to better financial stability and opens doors to future opportunities.

Travel is one of life’s greatest pleasures, but it can come with a hefty price tag. This is where travel credit cards come in handy, offering a variety of rewards, benefits, and perks that can make your travel experiences more enjoyable and affordable. Whether you’re earning air miles, getting exclusive airport lounge access, or enjoying travel insurance, the right travel credit card can make all the difference.

As the world becomes more digital and cashless, credit card loyalty programs are going through a significant transformation. With over 70% of consumers choosing digital payment methods, it’s clear that the future of spending is shifting away from physical cash. This change is also affecting how we engage with credit cards and their reward systems. Traditional loyalty programs that once focused on points, cashback, or miles are now adapting to keep up with changing technology, consumer behavior, and societal values.

The Indian credit card industry has witnessed rapid evolution over the past decade. With an increase in digital adoption, a growing middle class, and a rise in consumer awareness about financial products, the credit card market is on the verge of significant transformation. As we step into 2025, there are several emerging trends that are shaping the future of credit cards in India. From technological advancements to evolving customer preferences, here's a detailed look at what’s new and what we can expect from the credit card industry in the near future.

Travel credit cards are one of the most valuable tools for frequent travelers. These specialized credit cards provide not only rewards for travel-related expenses but also offer several perks that can make your journeys more comfortable and affordable. Whether you're traveling for business or leisure, understanding how to maximize the benefits of a travel credit card is essential. In this blog, we’ll break down seven key things to remember when using a travel credit card, from essential features to best practices and potential pitfalls.

Credit cards have become an essential part of modern finance, offering benefits that go far beyond simple payment methods. In India, the variety of credit card options available today can be overwhelming, especially with the increasing number of features, rewards, and perks tailored to different spending habits. Whether you’re a frequent traveler, an online shopper, or someone who loves cashback, there’s a credit card designed to enhance your lifestyle.

In 2025, the American Express credit card continues to be a great choice for travelers who want to earn rewards, enjoy special perks, and make the most of their trips. Known for offering rewards in categories like dining, travel, and entertainment, American Express (Amex) provides benefits that can make your travels more enjoyable and rewarding.

In an exciting collaboration, HDFC Bank and Tata Neu have launched a range of credit cards that are set to redefine the customer experience in India. The Tata Neu HDFC Bank Infinity Credit Card and Tata Neu HDFC Bank Plus Credit Card bring together the power of Tata’s vast ecosystem and HDFC’s banking expertise, offering a fresh approach to credit cards that is packed with rewards, cashback, travel perks, and more.

Getting your first credit card is an exciting step in your financial journey. It gives you the power to manage your finances, build your credit history, and open doors to financial opportunities. However, with that power comes responsibility. If you don’t manage your credit card wisely, you could end up in debt or damage your credit score. This guide will help you navigate the world of credit cards and set you up for long-term financial success.

Credit cards are an essential part of modern financial life. Whether you’re making online purchases, booking flights, or even paying for everyday items, you’ve probably used a credit card at some point. But if you’re new to the world of credit cards, understanding how they work can feel a bit overwhelming. This comprehensive guide will help demystify credit cards, explain their features, and provide tips for beginners to make smart choices when using them.

In the rapidly evolving world of finance, artificial intelligence (AI) is transforming how we manage our money. One area where AI is making a significant impact is in the realm of credit cards. AI-powered credit cards are bringing personalized financial management, enhanced security, and smarter spending insights to consumers. In this blog, we’ll explore how AI is reshaping credit cards and why this innovation is worth paying attention to.