Blogs

Freelancing is growing in India, especially among young professionals. Many Gen Z individuals now rely on freelance work as their main income source.

From delivery partners on Swiggy and Zomato to writers, designers, and software developers, gig workers function like independent businesses. If you earn well from freelancing, you may be able to claim tax deductions on business expenses. Keeping track of these expenses is important, and using a business credit card can make it easier.

Credit card debt has become one of the most common financial challenges in India. With easy access to credit, lifestyle expenses, and attractive rewards, many people end up overspending on credit cards. However, once the repayment cycle starts, the high credit card interest rates can quickly become unmanageable. In India, these rates usually range between 30% to 45% annually, which is much higher than most other forms of borrowing.

IDFC First Bank has launched its Diamond Reserve Credit Card, designed for premium customers in India. This new credit card offers a mix of travel, lifestyle, and reward benefits for frequent travelers and users who want premium experiences. With this launch, IDFC First Bank strengthens its portfolio of high-value credit cards catering to different customer needs.

Union Bank of India has partnered with Air India, giving credit and debit cardholders a new way to use reward points. Now you can convert your Union Bank reward points into Maharaja Points, the loyalty points of Air India. These points can be redeemed for flights, cabin upgrades, extra baggage, and other travel benefits. This partnership allows your everyday spending to translate into real travel rewards.

Bank of India has officially launched the BOI Celestia RuPay Ekaa Credit Card for customers who prefer a premium lifestyle and high-end privileges. This credit card is designed for people who want more than regular rewards and cashback. It focuses on luxury comfort and exclusive experiences while keeping the pricing competitive within the RuPay Ekaa segment.

A lot of people ask if they can have more than one credit card from the same bank. The simple answer is yes, banks in India usually allow it based on your credit score, income, and how you’ve managed payments in the past. But even if it's allowed, is it really a good idea?

UPI has become an essential part of the Indian digital payment system. From paying grocery bills to transferring money instantly UPI has made financial transactions simple and fast. One of the most useful features of UPI is credit card bill payment. Today you can clear your credit card dues directly through UPI apps without logging in to net banking or visiting a bank branch.

A premium lifestyle credit card in India is now available lifetime free, which means you do not need to pay any joining fee or yearly fee. This offer is available for a limited period, and many people are interested because premium cards normally cost between ₹2,500 and ₹10,000 per year. Getting similar benefits without paying anything is a strong reason to think about applying.

Sometimes, we all need extra money. It could be for a big purchase, a wedding, home renovation, education, or even an emergency. In India, people often have two popular options to pay in monthly installments: a personal loan EMI or a credit card EMI. Both allow you to pay gradually, but they work differently. Understanding these differences will help you choose the right option.

Standard Chartered Bank has launched a new premium credit card in India called the Beyond Credit Card. This card is targeted at high income individuals who prefer luxury benefits strong rewards and global privileges. With this launch Standard Chartered is making a clear move to strengthen its presence in the premium credit card market in India.

BOBCARD has launched two new co-branded credit cards in partnership with Etihad Airways. The new cards are called the Etihad Guest Credit Card and the Etihad Guest Premium Credit Card. This launch comes soon after SBI Card decided to discontinue its Etihad co-branded credit cards, giving BOBCARD an opportunity to offer better rewards and benefits to travelers in India.

PhonePe, one of India’s leading digital payment platforms, has partnered with HDFC Bank to launch two co-branded credit cards – UNO and Ultimo – on the RuPay network. These credit cards make UPI payments easy and also give you cashback and useful lifestyle rewards.

If you have an AU Credit Card, you can now earn extra rewards while paying your insurance. Usually, credit cards do not give points or vouchers for insurance payments. But AU Bank has launched a special offer where cardholders can get bonus Reward Points or Amazon vouchers depending on the card they have. This is a great way to get more value from your regular spending.

The AU CA Metal Credit Card is a newly launched premium credit card by AU Small Finance Bank for Chartered Accountants in India. This metal credit card is lifetime free and focuses on professional spending like tax payments software purchases travel and dining. With this launch AU Bank has entered India’s growing metal credit card segment with a product made for a specific profession.

Axis Bank has announced new updates for its premium Burgundy Debit Card. These revised features will be active from 25 December 2025. The changes bring more clarity across airport lounges, international lounges, movie benefits, reward points and spending limits. The bank aims to make the Burgundy experience more structured and more useful for high value customers who spend on travel, lifestyle, entertainment and premium payments. It explains all major updates in a simple and clear way.