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Getting a credit card in India can be difficult if you do not have a regular income or a credit history. Most banks ask for salary slips, job details, and a good credit score before approving a credit card. This becomes a problem for students, freelancers, homemakers, and first-time earners. In such cases, a credit card against a fixed deposit can be a simple and practical solution.

Freelancing is growing in India, especially among young professionals. Many Gen Z individuals now rely on freelance work as their main income source.

From delivery partners on Swiggy and Zomato to writers, designers, and software developers, gig workers function like independent businesses. If you earn well from freelancing, you may be able to claim tax deductions on business expenses. Keeping track of these expenses is important, and using a business credit card can make it easier.

IDFC First Bank has launched its Diamond Reserve Credit Card, designed for premium customers in India. This new credit card offers a mix of travel, lifestyle, and reward benefits for frequent travelers and users who want premium experiences. With this launch, IDFC First Bank strengthens its portfolio of high-value credit cards catering to different customer needs.

Union Bank of India has partnered with Air India, giving credit and debit cardholders a new way to use reward points. Now you can convert your Union Bank reward points into Maharaja Points, the loyalty points of Air India. These points can be redeemed for flights, cabin upgrades, extra baggage, and other travel benefits. This partnership allows your everyday spending to translate into real travel rewards.

Planning your dream wedding is one of the most exciting experiences of life. From choosing the perfect venue and delicious catering to picking the right outfits and photographers, everything feels special. But as beautiful as it sounds, weddings can be expensive. Managing all the costs at once is not easy, especially when you do not want to compromise on quality or style.

Bank of India has officially launched the BOI Celestia RuPay Ekaa Credit Card for customers who prefer a premium lifestyle and high-end privileges. This credit card is designed for people who want more than regular rewards and cashback. It focuses on luxury comfort and exclusive experiences while keeping the pricing competitive within the RuPay Ekaa segment.

Standard Chartered Bank has launched a new premium credit card in India called the Beyond Credit Card. This card is targeted at high income individuals who prefer luxury benefits strong rewards and global privileges. With this launch Standard Chartered is making a clear move to strengthen its presence in the premium credit card market in India.

BOBCARD has launched two new co-branded credit cards in partnership with Etihad Airways. The new cards are called the Etihad Guest Credit Card and the Etihad Guest Premium Credit Card. This launch comes soon after SBI Card decided to discontinue its Etihad co-branded credit cards, giving BOBCARD an opportunity to offer better rewards and benefits to travelers in India.

The AU CA Metal Credit Card is a newly launched premium credit card by AU Small Finance Bank for Chartered Accountants in India. This metal credit card is lifetime free and focuses on professional spending like tax payments software purchases travel and dining. With this launch AU Bank has entered India’s growing metal credit card segment with a product made for a specific profession.

Union Bank of India has launched a new premium credit card called the Unicorn RuPay Credit Card. This card is designed for customers who enjoy travel, online shopping, dining, entertainment, and a comfortable lifestyle. With more people looking for extra value in daily spending, this card brings a strong mix of benefits and rewards that help users get more out of every transaction.

A new credit card is about to enter the Indian market and it is already getting a lot of attention. Punjab National Bank is preparing to launch the PNB Luxura RuPay Ekaa Credit Card. This card is expected to offer premium lifestyle and travel benefits that many Indian users look for today. RuPay Ekaa is a top-level variant within the RuPay network and it is slowly becoming a strong choice for people who want high value features without depending on global networks.

Flipkart Black Friday Sale 2025 is almost here and shoppers in India are preparing to grab amazing deals. The confirmed date for the sale is 23rd November 2025 and it is expected to run until 29th November 2025. This year Flipkart is offering discounts on smartphones, smart TVs, home appliances, fashion and more. For SBI credit and debit card holders there is an added advantage of 10% instant discount, making it one of the best times to shop.

The Axis Bank Rewards Credit Card is designed for people who want to earn rewards on their daily spending. It is a simple, practical, and rewarding card that offers great value without being too premium or too basic. Whether you are shopping for clothes, groceries, or dining out, this credit card helps you earn points while enjoying useful benefits like lounge access and milestone rewards.

Axis Bank has launched a special offer where its Credit and Debit Card users can get a free EazyDiner Prime membership. Earlier, this benefit was only for American Express Cardholders, but now Axis Bank customers can also enjoy the same privilege for a short period. This makes dining out more rewarding and helps users save money at many popular restaurants.

SBI has upgraded the SBI Prime and SBI Elite Credit Cards with a new and valuable benefit. Anyone who gets these cards on or after 1 September 2025 will receive a complimentary Club ITC Silver Tier membership. This benefit adds more value for cardholders, especially for those who enjoy hotel stays, dining, and travel.

Below is a simple and optimized explanation of what this membership offers, how to enroll, and why this update makes both credit cards more rewarding.